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Find Blog Articles for Florida’s Condo, HOA and the Management Industry. 

HOA Parking Lot Flooded?  Now is the time to give  Allstate Resource Management a call!

HOA Parking Lot Flooded? Now is the time to give Allstate Resource Management a call!

  • Posted: Oct 03, 2023
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Our schedule is filling up fast for storm drain cleanings, the rain that occurs in the summer can flood your HOA quickly!

Contact us to talk to a Stormwater Specialist today!

Contact us at 954-382-9766 or info@allstatemanagement.com

Learn more about how Allstate Resource Management can help.  View our Membership Page on SFPMA Directory and Contact us.

Allstate Resource Management has over 25 years of experience in maintaining the health of lakes, ponds, wetlands, and stormwater systems. We have continued since our inception to be the leader in resource management. Our services include lake managementwetland managementstormwater drain cleaning and maintenance, erosion controlfish stockingnative plantingsdebris removalwater qualityaquatic pest control, and upland management. All of our technicians are thoroughly trained and certified in order to meet the strict standards imposed by governmental agencies. This ensures that your property will be treated by only the most competent individuals who are proud of the services we render.

In addition to providing a healthy habitat, we specialize in the installation and maintenance of beautiful color lit fountains, bringing beauty and enjoyment to any lake or pond.

We also offer support services for property managers and HOA’s including educational presentations and CEU programs. Our approved courses offer continuing education credit to CAMs. When you search the Upcoming Events page on SFPMA each month you will find the Educational Classes Offer or Contact us directly so we can schedule an event at your Condo or HOA with a day packed with information and fun for all.

Colleen Sullivan
Marketing Manager
www.allstatemanagement.com
6900 SW 21st Court, Building #9
Davie, Florida 33317
Phone: (954) 382-9766
Fax: (954) 382-9770

 

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3 Lake Webinar Today: Management Strategies That Won’t Bust Your Budget Sept 27 | 1 PM (EDT) | 1 CE Credit*

3 Lake Webinar Today: Management Strategies That Won’t Bust Your Budget Sept 27 | 1 PM (EDT) | 1 CE Credit*

  • Posted: Sep 27, 2023
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Our expert will reveal how you can manage your lake or stormwater pond without going over budget!

Sign up today and learn the three categories of lake management expenses and how you can avoid costly restoration services. Earn 1 CE Credit!

REGISTER HERE
This webinar is approved for 1 CE credit for Community Managers and is also open to the public. Can’t make the live webinar? Register anyway and you’ll receive a recording.

 

MEET YOUR PRESENTER
David Cottrell
Botanist, Lake Management Expert,
Business Development Consultant

* This course is approved for 1 credit hour by the Community Association Managers International Certification Board (CAMICB) and the Florida Department of Business and Professional Regulation (DBPR)

 

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Have a dynamic and interactive discussion about Constructions Defects from the legal perspective and the participation of the engineer during the process.

Have a dynamic and interactive discussion about Constructions Defects from the legal perspective and the participation of the engineer during the process.

  • Posted: Sep 27, 2023
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Have a dynamic and interactive discussion about Constructions Defects from the legal perspective and the participation of the engineer during the process.

Click here to register today!

 

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As with each year, we hope for a season with no hurricanes coming our way.  However, it is safe to expect that there may be at least one such event in the coming months and, at the start of the hurricane season, it is prudent to plan for that possibility.

As with each year, we hope for a season with no hurricanes coming our way. However, it is safe to expect that there may be at least one such event in the coming months and, at the start of the hurricane season, it is prudent to plan for that possibility.

  • Posted: Sep 01, 2023
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If the Board desires additional information and contact information for obtaining the free inspection and analysis of the condition of the community, please contact Kaye Bender Rembaum.  The Firm wishes all a safe and peaceful hurricane season!


 Some of the planning steps that should be considered include the following:

  1. Create a Disaster Plan and establish off-site contact information and meeting points.
  2. Establish Evacuation Routes and conduct building or community evacuation drills in the weeks leading up to and once the hurricane season has begun.
  3. Verify Emergency Generators & Supplies operate and that fuel, flashlights, batteries, water and other necessities are available.
  4. Backup Computer Files and store information offsite, in case computers crash or systems fail.
  5. Secure the Premises – Make preparations for routine lockdown of the building(s) or other facilities as a storm approaches, so the building(s) is(are) secure during the storm and safe from vandalism or looting if a hurricane strikes.
  6. List of Owners & Employees – Have on hand a current, hard-copy reference list complete with the names of all property owners, emergency contact numbers and details of second residence addresses, as well as a list of all association employees, with full contact details.
  7. Photograph or Video Premises – Keep a visual record through video or photographs of premises, facilities and buildings to facilitate damage assessment and speed damage claims in a storm aftermath.  Consider having the premises evaluated by appropriate professionals to establish the conditions prior to any hurricane event. (see further details on this item below)
  8. Building and Facilities Plans – Make sure a complete set of building or community plans are readily available for consultation by first-responders, utilities workers and insurance adjusters following a storm.
  9. Insurance Policies & Agent Details – Be sure all insurance policies are current and coverage is adequate for community property, facilities and common areas and compliant with State Law; full contact details for insurance companies and agents should be readily available in the event of a storm.
  10. Bank Account Details & Signatories – Keep handy a list of all bank account numbers, branch locations and authorized association signatories, and make contingency plans for back-up signatories in case evacuation or relocation becomes necessary.
  11. Mitigation of Damages – In the immediate aftermath of a storm, take the necessary steps to mitigate damages – this includes “Drying-In,” which is the placement of tarps on openings in the roof and plywood over blown out doors and windows, and “Drying-Out,” which is the removal of wet carpet and drywall to prevent the growth of mold.
  12. Debris Removal – Have a plan for speedy removal of debris by maintenance staff, outside contractors or civic public works employees, should a hurricane topple trees and leave debris in its wake.

With respect to item 7 above, Kaye Bender Rembaum has become aware of at least one service provider that will bring in engineering professionals to make a physical inspection of the entire community to assess the conditions and establish a record for all such conditions prior to any storm.  The assessment will also identify conditions that may have resulted from Hurricane Irma from 2017, for which claims were not made or even found and may still be claimed.  In many instances, conditions of significant damage may not be readily apparent to the layperson, but to a qualified professional, very obvious.  Quite often, such an inspection can result in substantial additional insurance claims for the association to recover.  It is not unusual for an insurance carrier to reject initial claims following a major storm, citing to maintenance or pre-existing conditions as the basis for the denial.  The team of experts performing the assessment has assisted several communities overcome such rejections and ultimately receive additional settlement proceeds to make further repairs to the premises.  While there is no guaranty of such a result, without making such an assessment, the board will never know and certainly have no further recovery.  Most importantly, this inspection and assessment is undertaken at no charge to the association by this company, and with no obligation to the association!

 

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If your residential, commercial, or industrial properties have property damage, our Insurance Claims Attorneys can help with everything from A-Z on hurricane claims. by Cohen Law Group.

If your residential, commercial, or industrial properties have property damage, our Insurance Claims Attorneys can help with everything from A-Z on hurricane claims. by Cohen Law Group.

  • Posted: Sep 01, 2023
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Cohen Law Group would like to remind all Property Managers and CAMs that our firm has handled thousands and thousands of property damage insurance claims in Florida. We have decades of experience handling hurricane claims that have been denied, delayed, or reduced.

If you are unsure if your property sustained damage as a result of Hurricane Idalia you should ask for an inspection by a qualified contractor, estimator or building inspector to assess whether hurricane-force winds damaged or compromised the roofing system and building envelope. Many companies offer this initial inspection free of charge. Given the complexities of a large loss claim, consider consulting with an attorney experienced in handling commercial insurance claims for condominiums and homeowner’s associations.

 

We can connect you with top professionals in the industry to evaluate hurricane damage and we can assist you with handling an insurance claim the right way– today.

 

Here’s more information on how we can help you:

Cohen Law Group is certified through the state of Florida for Property Manager and CAM Continuing Education Credits/Classes. We have a one to three-hour CE class called “A CAMs/Property Managers Guide to Property Damage Insurance Claims”

We can schedule a free lunch and learn with your CAMs and will provide an overview of our suggestions and strategies as well as some examples of our vast experience with Residential Property Damage and Commercial Large Loss.

If your residential, commercial, or industrial properties have property damage, our Insurance Claims Attorneys can help with everything from A-Z on hurricane claims.

Please call us today at 850-318-7474 


Here are some tips for property owners

immediately after a hurricane:

You have 1 year from the date of loss to report the claim. Please do not hesitate in reporting the claim immediately as you are aware there is storm damage. Believing the damages are below your deductible is not a defense to this and the insurance company will use every day you wait against you later.

Thoroughly document all emergency repairs before and after they are completed. Insurance companies will try to get out of paying for these services if they believe they do not have sufficient information.

If you are displaced from your home or property, please keep all invoices and receipts showing costs that you incur. Likewise, if you have any damaged personal property, please take photographs of it before you throw it away.

Insurance companies cannot cancel your policy while you have an open claim. You should speak to an attorney to understand your rights. Insurance companies will routinely request that you sign documents and give statements to them that can and will be used against you later.

489.147 Prohibited property insurance practices.—

(1) As used in this section, the term:

(a) “Prohibited advertisement” means any written or electronic communication by a contractor which encourages, instructs, or induces a consumer to contact a contractor or public adjuster for the purpose of making an insurance claim for roof damage, if such communication does not state in a font size of at least 12 points and at least half as large as the largest font size used in the communication that:

1. The consumer is responsible for payment of any insurance deductible;

2. It is insurance fraud punishable as a felony of the third degree for a contractor to knowingly or willfully, and with intent to injure, defraud, or deceive, pay, waive, or rebate all or part of an insurance deductible applicable to payment to the contractor for repairs to a property covered by a property insurance policy; and

3. It is insurance fraud punishable as a felony of the third degree to intentionally file an insurance claim containing any false, incomplete, or misleading information.


Harvey V. Cohen, President

Harvey Cohen Signature

     

At Cohen Law Group, It’s About Justice!

It’s more than a slogan, it’s our firm’s mantra. We are zealous in protecting your rights. We offer 24-hour availability through our answering service. Call us today.

(850)318-7474

Members of  SFPMA – https://sfpma.com/listing/cohen-law-group/

 

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Be prepared to say NO when an insurance company offers you a low ball offer!

Be prepared to say NO when an insurance company offers you a low ball offer!

  • Posted: Aug 29, 2023
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Maus Law Firm

954-784-6310

Mr. Maus is a Florida native practicing law in South Florida since 1993. He currently limits his practice to the areas of insurance related claims – personal injury and homeowner property damage claims and commercial litigation. Mr. Maus has tried over 60 jury trials to verdict and has litigated claims throughout Florida.

Delays and Partial Payouts — Challenging the Patience of Florida Policyholders

Insurers often engage in strategies meant to challenge the patience of the policyholder and thereby force the policyholder to accept a lower payout, or to simply resign themselves to no payout.  For example, an insurer may excessively delay the processing of the claim, arguing that the delays are due to ongoing investigation of the damage.  By doing so, they hope that you — under pressure to fix the roof and no doubt overwhelmed by the proceedings— will simply move forward without waiting for the insurer and potentially give up on dealing with the hassle they created.

Partial payouts — in which the policyholder is offered an inadequate sum, but a sum nonetheless — are another way in which insurers try to goad policyholders into accepting less than what they’re owed under the policy at issue.

It’s worth noting that Florida law may entitle policyholders to bring an independent “bad faith” action against the insurer (which could even lead to punitive damages) if the insurer failed to investigate and pay the claim in a timely manner, or failed to evaluate the claim fairly under the circumstances. Simply put, if there was no valid justification for the denial, then our Fort Lauderdale roof damage attorneys may be able to sue and recover damages pursuant to a bad faith claim.

Coverage Exclusion as the Basis for Denial

In homeowner’s insurance policies, payouts for roof damage may be limited due to coverage exclusions.

For example, a roof damage claim may be covered if it is caused by a thunderstorm, but not if it is caused by a hurricane.

Such strict categorization for roof damage coverage often leads to a dispute, particularly if the event leading up to the roof damage at-issue is somewhat muddled — if your roof is damaged in a hurricane (which is covered by the policy), the insurer might claim that it was not actually the wind force of the hurricane itself, but a falling tree that caused the roof damage.  You can successfully counter this argument by showing how the hurricane directly caused the tree to fall on your roof.

Contact Our Fort Lauderdale Roof Damage Attorneys for a Free Consultation

Here at Maus Law Firm, our South Florida property damage attorneys have decades of experience representing the interests of policyholders whose real estate property has been harmed, whether due to a storm, fire, or some other unexpected event — including those which cause damage to the roof structure.

We understand the unique challenges that are faced by policyholders who are attempting to secure an adequate payout through submitting a roof damage claim, and are standing by to assist such policyholders in pursuing litigation against their insurers.

Ready to speak to a property damage lawyer at our firm?  Call us at 1-855-999-5297 or complete an intake form through our website to schedule a free and confidential consultation today.

Maus Law Firm Members of SFPMA
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Hurricane Preparedness and Recovery Guide by Becker and Association Adjusting

Hurricane Preparedness and Recovery Guide by Becker and Association Adjusting

  • Posted: Aug 29, 2023
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Hurricane Preparedness and Recovery Guide

by Becker and Association Adjusting

The State of Florida is no stranger to hurricanes and other natural disasters.

Living in paradise doesn’t come without some risks associated with Mother Nature. The question is never just if our communities, homes and families will be impacted by a windstorm event, but when they will, and how we will prepare for and recover from that event.

In addition to our in-house legal services, Becker owns and operates Association Adjusting, a licensed and insured public adjusting firm led by Joseph “Joe Connelly (#E157037). Mr. Connelly has served as Executive Board Officer for the Florida Association of Public Adjusters (FAPIA).

Recognized as an authority in the community association industry, Association Adjusting has the expertise and experience to help community associations achieve the most favorable outcome possible. Our team of public adjusters, led by Mr. Connelly, provides clients with only the highest level of professionalism and excellence – whether you’re dealing with a claim that stems from hurricane damage, water damage, theft, fire, mold, roof leak, or any other type of calamity, our singular goal is to ensure your interests are always protected.

The first step toward developing and implementing a disaster plan is identifying the potential consequences of a disaster. The second step is to develop and implement a plan to mitigate the impact of a disaster to the fullest extent possible.

Click here to read more!

Disaster Resources & Links

Federal Emergency Management Agency for federal disaster response and recovery information

National Flood Insurance Program (NFIP) for information about federal flood insurance

Home Inventory Checklist

Information about Flood Insurance

Flood Insurance Writers

Flood Resources: National Flood Insurance Program (NFIP)
Contact Information: Phone: 1-888-FLOOD29 or 1-888-356-6329

Flood Claims Process

Filing a Flood Insurance Claim

Premium Discounts for Hurricane Loss Mitigation

Notice of Premium Discounts for Hurricane Loss Mitigation

Uniform Mitigation Verification Inspection Form

Homeowners insurance toolkit

Are you prepared for Hurricane Season?

Preparing for Natural Disasters, and Recovering from them

Disaster Preparedness at Home: Filter Out the Damage

Disaster Prep & Self Storage – What You Need to Know

PA DMV Emergency Driving Tips

Emergency Preparedness for People Requiring Special Assistance

Humane Society – Protect Your Pets

DISCLAIMER

Becker provides access to information on this website page as a public service. Although reasonable efforts have been made to ensure that all electronic information made available is current, complete and accurate, Becker does not warrant or represent that this information is current, complete and accurate. All information is subject to change on a regular basis, without notice. Becker assumes no responsibility for any errors in the information provided, nor assumes any liability for any damages incurred as a consequence, directly or indirectly, of the use and application of any of the contents of the website page. The inclusion of, or linking to, other website URLs does not imply our endorsement of, nor responsibility for, those web sites, but has been done as a convenience to our website visitors.

 

 

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“What To Do In The Aftermath Of a Hurricane” by Cohen Law Group

“What To Do In The Aftermath Of a Hurricane” by Cohen Law Group

  • Posted: Aug 29, 2023
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Cohen Law Group would like to remind all Property Managers and CAMs that our firm has handled thousands and thousands of property damage insurance claims in Florida. We have decades of experience handling hurricane claims that have been denied, delayed, or reduced.
If you are unsure if your property sustained damage as a result of a Hurricane you should ask for an inspection by a qualified contractor, estimator or building inspector to assess whether hurricane-force winds damaged or compromised the roofing system and building envelope. Many companies offer this initial inspection free of charge. Given the complexities of a large loss claim, consider consulting with an attorney experienced in handling commercial insurance claims for condominiums and homeowner’s associations.
We can connect you with top professionals in the industry to evaluate hurricane damage and we can assist you with handling an insurance claim the right way– today.
Here’s more information on how we can help you:
Cohen Law Group is certified through the state of Florida for Property Manager and CAM Continuing Education Credits/Classes. We have a one to three-hour CE class called “A CAMs/Property Managers Guide to Property Damage Insurance Claims” 
· Planning for Success
· Knowing What’s in Your Insurance Policy
· After the Storm
We can schedule a free lunch and learn with your CAMs and will provide an overview of our suggestions and strategies as well as some examples of our vast experience with Residential Property Damage and Commercial Large Loss.
If you’re residential, commercial, or industrial properties have property damage, our Insurance Claims Attorneys can help with everything from A-Z on hurricane claims.

Please call us today at (407)702-3125 or email us at Devan@itsaboutjustice.law

At Cohen Law Group, It’s About Justice!

It’s more than a slogan, it’s our firm’s mantra. We are zealous in protecting your rights. We offer 24-hour availability through our answering service. Call us today.

(407) 478-4878

Harvey V. Cohen, President


 

Storm Damage Claims for your property:

SFPMA & Members are ready to Handle Storm Damage & Claims for Condo and HOA Properties!

These Trusted Members are; Legal Firms, Public Adjusters, Roofing Engineering & Service Companies that work with you on Solutions to Storm Related Damage.

 

Has your Home, Condo or HOA Sustained Property Damage?

SFPMA has a team of Legal Experts, adjusters, estimators and claim specialists for the benefit of the Condo and HOA’s who sustained damage from the storms and fire, water or mold.

With the know-how and experience to analyze, evaluate, and negotiate the best settlement for your Insurance Claim!

“Get the maximum settlement for your damage claim!”

 

Exciting News! We’re thrilled to announce the launch of our brand-new website at Jansen Shutters & Specialties!

Exciting News! We’re thrilled to announce the launch of our brand-new website at Jansen Shutters & Specialties!

  • Posted: Aug 22, 2023
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Exciting News! We’re thrilled to announce the launch of our brand-new website at Jansen Shutters & Specialties!

Discover a world of hurricane protection solutions and outdoor living products that enhance your lifestyle and protect what matters most.
🌐 Explore our user-friendly website to:
✅ Browse our comprehensive product range
✅ Learn about our “Made in America” quality
✅ Learn more about the Jansen family values
✅ Get expert advice for your unique needs
Your peace of mind is priceless, and we’re here to make sure you find the perfect solutions for your home or business.
💻 Visit us at www.JansenShutters.com today and experience the difference of working with a family-owned business that cares about you.
Thank you for choosing Jansen Shutters & Specialties. Your safety and satisfaction are our top priorities.
Find us on the members directory on the State of Florida Property Management Association.
(SFPMA com)
JANSEN SHUTTERS & WINDOWS
341 SAND PINE BLVD,
VENICE, FL, 34292,
941 484 4700
PHIL@JANSENSHUTTERS.COM
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How To Seal Pavers For a High Gloss Wet Look | Brick, Driveway & Concrete Pavers

How To Seal Pavers For a High Gloss Wet Look | Brick, Driveway & Concrete Pavers

  • Posted: Aug 14, 2023
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A bit of gloss on your driveway gives it a beautiful, just-finished look that will last for a long time if done correctly. Click the link for our tips on how to seal brick and concrete driveways, and be sure to contact us today for all of your indoor or outdoor flooring needs!

Looking for a wet look, gloss appearance that brings out the colors in your pavers?  Do you want something that holds up to sun and weathering for 2 to 3 years – or more?

You’re in the right place.  To get the results above, it’s important to understand how to seal pavers… and why.  We’ve got your answers below.

Details below. Click to go there now.

It’s Easier Than You Think To Seal Your Pavers

After 18 years of dealing with the question of how to seal pavers the right way, my best recommendations are as follows:

  1. Spray apply rather than roller apply.
  2. Use water based sealers rather than solvent based.
  3. Use urethane sealers rather than acrylic sealers.

Let’s expand on these 3 guidelines a little further. (And here’s a quick video to show you what we mean.)

Spray Application vs Roller to Seal Pavers

While roller applying a sealer is easier than spraying, roller application does not work as well on pavers compared to something like concrete.

The biggest drawback when rolling sealer on brick pavers is that the roller can pick up the joint sand and roll it over the top of the brick paver surface.  This is especially true if the joints are wide. Furthermore, the amount of sealer that soaks into the sand joints is difficult to control when rolling.

How Much Sealer Do I Apply

Apply a flood coat to the paver surface including the joints. This method will apply the sealer very generously while allowing the sealer to soak into the sand joints as well.

As long as you apply the paver sealer on a windless day, the coverage can be generous and effortless.

If you really can’t get a pump up garden sprayer, opt for a sponge-type roller to apply the sealer. A nap roller is more likely to grab and trap your joint sand.

Water Based Sealer vs Solvent Based

Solvent based sealers are bad for the environment! Manufacturers are gradually moving away from these type products.

Regardless, solvent based sealers are more difficult to spray apply than water-based sealers, and they don’t really seal the joint sand, as well as the water based products.

The solvent based sealer tends to seal only the top surface of the sand compared to the water based, which soak down deeper into the sand.

From our lead chemist:

” While solvent-based sealers can produce a nice high gloss surface, they can also make the surface slippery if applied too thick

Also the gloss finish, typically burns off after 6 months of exposure to the sun. “

Water based acrylic sealers eliminate the issues with using solvents and are better at stabilizing joint sand to prevent sand loss.

However, it is important to use a high solids acrylic sealer or a urethane modified acrylic sealer, otherwise they fade and lose the glossy appearance after 6 months to a year.

Polyurethane vs Acrylic

Water based polyurethanes are a tougher sealer than acrylics and are more UV resistant and chemically resistant.

They don’t yellow, perform better outside and they are more resistant to chemicals oil, brake fluid, and chlorine.

The best water based polyurethanes are 2-part products (Part A and B requiring mixing). These 2-part polyurethanes when mixed together chemically cross link to form a paver sealer that is highly durable and long lasting when exposed to sunlight and/or freeze thaw.

A big plus is that they are much less sensitive to moisture. You can apply a 2-part polyurethane water based sealer as soon as you finish pressure washing. We call it “same day” sealing.

” The down side of using 2 part polyurethanes to seal pavers is that they are more expensive.  And once you have mixed them, you have to use them.  There is no shelf life or coming back the next day to seal pavers, with left over mixed product. 

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Let’s illuminate our planet with the power of energy efficiency, one lightbulb at a time. Together, we can make a meaningful difference.

Let’s illuminate our planet with the power of energy efficiency, one lightbulb at a time. Together, we can make a meaningful difference.

  • Posted: Aug 01, 2023
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Lighting of Tomorrow is commited to providing our clients energy saving lighting solutions. We provide a complete service, so we can continue “lighting the way for a sustainable tomorrow”

Join us in making a simple yet impactful change for a brighter, greener future: switching to energy-efficient lightbulbs!

By embracing this small but significant action, we can collectively contribute to reducing our carbon footprint and preserving the environment. Energy-efficient lightbulbs, such as LED or CFL bulbs, consume significantly less electricity than traditional incandescent bulbs, translating into lower energy bills and savings in the long run. Not only will you be helping to combat climate change, but you’ll also enjoy longer-lasting bulbs that require less frequent replacement.

Let’s illuminate our planet with the power of energy efficiency, one lightbulb at a time. Together, we can make a meaningful difference.

Contact Us

1076 NW 53rd St, Fort Lauderdale, FL 33309

954.626.0267

info@lightingot.com

 

Lighting of Tomorrow is commited to providing our clients energy saving lighting solutions. We provide a complete service, so we can continue “lighting the way for a sustainable tomorrow”

 

 

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