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Sarasohn & Company – Public Insurance Adjusters since 1924

Sarasohn & Company – Public Insurance Adjusters since 1924

Sarasohn & Company –  Public Adjusters

561-368-5000

For four generations, the name Sarasohn has been synonymous with the highest levels of integrity and expertise in the field of insurance adjusting.

Emmanuel Sarasohn founded his public adjusting business in 1924 in Newark, NJ.  His sons, Ira and Roy, grew up in the family business and came on board full time after college and the army.

In 1951, Ira Sarasohn was one of the founding members of the National Association of Public Insurance Adjusters. Ira and Roy would both later serve as president of that esteemed organization.

Ira J. Sarasohn took over the helm of Sarasohn & Company  after his father’s passing. In 1970, Stephen Sarasohn joined the firm in NJ, but he settled in Florida a few years later. In 1985, both Ira and Stephen helped found the Florida Association of Public Insurance Adjusters. After 72 years of public adjusting, Ira J. Sarasohn passed away in 2006 with many active files on his desk. In 2018, Bernard Sarasohn joined the firm as a licensed public adjuster.

Stephen Sarasohn is now CEO of Sarasohn & Company and he maintains the same high standards as his predecessors.  Sarasohn & Company, Inc. is based in Boca Raton, FL but is licensed to handle claims in other states as well.

 

Building Claims

In order to properly adjust any claim for damage to a structure, it is important to prepare a detailed repair estimate.  Sarasohn & Company will do that on your behalf.  Whenever necessary, we will employ the services of architects, engineers, contractors and other independent experts at no additional cost to you.

Full consideration is given to the provisions of your policy, as well as applicable statutes and case law, so as to maximize the recovery. This includes consideration of depreciation, coinsurance, code upgrades, deductibles and any other factors important to a successful adjustment.  Sarasohn & Company is also equipped to provide project management for the reconstruction process.  Project management is a field used in large construction projects to coordinate the various aspects of the repairs. This service is provided at no additional cost.

 

Personal Property Losses

All insurance policies require the submission of a complete inventory of both the damaged and undamaged personal property.  This includes machinery, trade fixtures, appliances, merchandise inventory, household furnishings, clothing and all other movable property insured under the policy.  This coverage also covers improvements and betterments on tenants’ policies, which can be treated several ways for claims purposes.

Sarasohn & Company has on its staff, experienced personnel who are capable of filling these requirements.   In addition to listing the property involved, our experts will calculate the replacement cost and actual cash value of each item as well as the repair cost when appropriate.  We will determine salvage value, if any, and help arrange for protection of the property from further damage, as required by the policy.  Our services can be helpful in documenting your tax loss, if any.

 

Loss of Income Claims

One of the most complex aspects of your claim involves calculating the loss of income you will suffer as a direct result of damage to real or personal property.  Sarasohn’s long term experience has helped to develop a team of forensic accountants who have proven to be outstanding in their ability to adjust claims in a way most favorable to the policyholder.  The services of CPA’s and tax attorneys are engaged when necessary, at no additional cost to you.

One of the questions that usually arise in a loss of income claim involves the continuation of payroll during the period of restoration.  It is extremely important that a method be established as soon as possible after the loss, to resolve this aspect of the claim.  Sarasohn & Company, with its years of experience will assist you with these important decisions.  Extra expense coverage can be used creatively to make up for insufficient property coverage, should that scenario exist.

 

Sarasohn & Company –
Public Insurance Adjusters since 1924

Contact Us Today for Help with your Property

 

Do you have a residential or commercial property in Florida, Georgia, Texas, North Carolina or South Carolina? The public adjusters at Sarasohn & Company are experts at maximizing your insurance claim recovery. We don’t get paid unless you do!

Most states license all insurance adjusters, whether they work for an insurance company or for the public. Adjusters working for the insurance companies are obligated to treat all claimants fairly and impartially. However, they are paid by the insurance companies for their efforts. The state recognizes that you, the policyholder, are entitled to equal representation and you may retain the services of an expert adjuster to assist in the claim process.  Sarasohn & Company can assist in preparing your claim, guiding you through the claim process and helping to achieve the most favorable settlement. In addition to numerous state licenses, Stephen Sarasohn has held the nationally recognized designation of Senior Professional Public Adjuster since 1988.

Stephen Sarasohn SPPA
stephensarasohn@gmail.com
Public Adjusters since 1924
www.sarasohn.net
561-368-5000 office
561-866-3589 cell

 

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STORM DAMAGE CLAIMS FOR YOUR CONDO AND HOA PROPERTIES!

STORM DAMAGE CLAIMS FOR YOUR CONDO AND HOA PROPERTIES!

SFPMA & Members are ready to Handle Storm Damage & Claims for Condo and HOA Properties!

These Trusted Members are; Legal Firms, Public Adjusters, Roofing, Engineering & Service Companies that work with you on Solutions to Storm Related Damage.

 

Has your Home, Condo or HOA Sustained Property Damage?

 SFPMA has a team of Legal Experts, adjusters, estimators and claim specialists for the benefit of the Condo and HOA’s who sustained damage from the storms and fire, water or mold.

With the know-how and experience to analyze, evaluate, and negotiate the best settlement for your  Insurance Claim!

“Get the maximum settlement for your damage claim!”

 

PROPERTY DAMAGE

  • Hurricane Storm Damage
  • Water Damage / Floods
  • Fire Damage
  • Mold Damage
  • Roof Damage and Leaks
  • Sinkholes & Earthquakes
  • Property Vandalism and Theft

 

WHAT WE PROVIDE CONDO & HOA’S

  • Property Inspections & Site Analysis
  • Review of your Insurance Policy
  • Damage Report Backing up the Claim
  • Loss Estimates Documentation
  • Negotiation and Settlement with Insurance Companies

 

A Claim usually includes inspections, detailed estimates, more inspections, client reviews, negotiating with insurance companies, consulting with insurance company and most importantly, getting you your money as fast as possible.

http://FloridaAdjusting.com

 

Here’s an overview of the potential risks associated with ignoring water damage: by SERVTEC Restoration

Here’s an overview of the potential risks associated with ignoring water damage: by SERVTEC Restoration

  • Posted: Sep 09, 2024
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Here’s an overview of the potential risks associated with ignoring water damage:

 

Structural Integrity

  • Foundation Weakening: Water can erode the foundation of a building, causing cracks and instability. Over time, this can lead to significant structural damage, including shifting or settling of the structure.

  • Wood Rot: Prolonged exposure to moisture causes wooden structures like beams, joists, and studs to rot. This can compromise the building’s stability, leading to sagging floors, walls, and potentially collapse.

  • Metal Corrosion: Metal components such as nails, screws, and steel beams can rust when exposed to moisture, weakening the overall structural integrity.

Mold Growth

  • Health Hazards: Mold spores can cause respiratory issues, allergic reactions, and other health problems, particularly in individuals with asthma or weakened immune systems.

  • Widespread Contamination: If water damage is not addressed promptly, mold can spread throughout the building, making remediation more complex and expensive.

    • Electrical Risks

    • Electrical System Damage: Water can seep into electrical systems, corroding wiring and causing short circuits, which pose a fire hazard.

  • Increased Risk of Electrocution: Damaged electrical systems increase the risk of electrocution, especially in areas with standing water.

    • Decreased Property Value

    • Lower Resale Value: A property with untreated water damage is likely to lose value due to the potential for hidden damage and the cost of repairs. Prospective buyers may be deterred by the need for extensive remediation.

  • Insurance Issues: Untreated water damage can complicate insurance claims and lead to higher premiums, as insurers may view the property as a higher risk.

    • Air Quality Issues

    • Musty Odors: Stagnant water and mold growth can create musty odors that are difficult to eliminate, affecting the indoor air quality and comfort.

  • Increased Humidity: Water damage can lead to higher indoor humidity levels, which can exacerbate mold growth and contribute to further deterioration of building materials.

    • Long-Term Repair Cost

    • Escalating Costs: The longer water damage is left untreated, the more extensive and expensive repairs will become. Early intervention is critical to minimizing repair costs and preventing further damage.

  • Comprehensive Remediation: Addressing untreated water damage may require a full-scale remediation effort, including mold removal, structural repairs, and electrical system replacement.

    • In conclusion, immediate action is essential to mitigate these risks and protect both the building and its occupants. Regular inspections and prompt repair of any water intrusion are key to preventing long-term damage

     

    To Schedule a Mold Inspection or our

    24 HR Emergency Response Services

    Call Servtec Restoration

    (305) 744-6547


    “When Disaster Strikes, We Are Ready To Respond!”

    Licensed & Insured

    MRSA3914/MRSR4050/ IICRC Certified Firm

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    Property damage claims encompass more than just the obvious cases. From water damage to fire damage and beyond,

    Property damage claims encompass more than just the obvious cases. From water damage to fire damage and beyond,

    • Posted: Aug 06, 2024
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    “Types of Property Damage Claims: Beyond the Obvious”

    Property damage claims encompass more than just the obvious cases. From water damage to fire damage and beyond, we handle a wide range of property damage claims. If your property has been damaged, contact Maus Law Firm to discuss your options and seek the compensation you deserve.

    WHY MAUS LAW FIRM?

     

    Direct Contact with Experienced Attorneys

    When you hire us, you speak one on one with our skilled Fort Lauderdale personal injury attorneys or property damage lawyers. We have decades of combined experience between us, and we make sure our clients understand their claim and the legal process.

     

    We Accommodate Our Clients

    No two clients are the same. Maus Law Firm wants to assist all of the clients who need our services, so we offer 24/7 phone service, free estimates, Spanish-speaking staff members, house calls, after hours appointments and more.

     

    Results That Speak for Themselves

    Our Fort Lauderdale injury lawyers handled thousands of accident and property damage claims and received settlements over $1 million. Our happy clients have left us wonderful reviews, and we strive for the best legal outcome for each case we represent.

    Call For a Free Consultation   (855) 999-5297

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    GET READY FOR HURRICANE SEASON WITH OUR NEWEST MEMBER – Claremont Property Co

    GET READY FOR HURRICANE SEASON WITH OUR NEWEST MEMBER – Claremont Property Co

    • Posted: Jul 24, 2024
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    Claremont Property Co. recently opened its new office in Bonita Springs, Florida, and it is helping rebuild our beautiful West Coast after Hurricane Ian. They joined SFPMA to offer their services to Boards and Managers all over Florida. View their website, learn more about the services they offer!

    They started in 1995 and are headquartered in Houston, Texas. They have additional offices in Dallas, Texas, Wilmington, North Carolina, Charleston and Myrtle Beach, South Carolina, Fort Lauderdale, Destin, and Panama City, Florida, and Mobile and Orange Beach, Alabama.

    They can service your property needs just about anywhere your property is located.

    Whether your property has been impacted by a loss from fire, water, hail, wind or you simply need improvements to your property, their many years of experience allows them to provide you with the complete spectrum of remediation, roofing, and general contracting services.

    Their list of services include:

    ·    Claims Advocacy

    ·    Emergency Services

    ·    Remediation Services

    ·    Restoration Services

    ·    Roofing Services

    ·    Pre-Loss Services

    Their management team has decades of collective practice managing large scale commercial, multi-family, and hospitality projects from the design stages through completion. They have helped their clients settle millions of dollars in insurance claims and completed tens of thousands of square feet of demolition, mitigation, restoration, and roofing projects along the way.

    For more information, please visit their website at www.cpc-tx.com or contact Diana Kato, Business Developer, Email: Diana@cpc-tx.com    Cell: 954-832-4573.

    SFPMA.com

    SFPMA works throughout the State of Florida, we are a multi-member organization for the Condo, HOA and Property Management industry. Through knowledge based Articles, Events and our Members Directory, Clients find the right information to make an informed decisions for their Florida properties.

     

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    Don’t let a natural disaster catch your community off guard! Take charge and be prepared!

    Don’t let a natural disaster catch your community off guard! Take charge and be prepared!

    • Posted: Jun 19, 2024
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    The coastal Northeast is experiencing a concerning trend of heating at a faster rate compared to other regions in North America. Researchers have identified a strong correlation between the accelerated warming and the rapidly increasing temperatures in the North Atlantic Ocean and increasing storm intensity. Natural disasters such as hurricanes, tornadoes and coastal flooding can strike at any moment, leaving communities devastated and in need of immediate assistance. It is crucial for communities to be prepared in order to minimize the impact of these disasters and ensure the safety of their residents.

    Preparing your community for a natural disaster is crucial to minimize damage, save lives, and facilitate a swift recovery. Here are a few steps to assist with your preparation:

    Assessment and Planning:

    • Identify the types of natural disasters that are common in your area, such as earthquakes, hurricanes, floods, wildfires, or tornadoes.
    • Conduct a thorough risk assessment to understand the potential impact of these disasters on infrastructure, buildings, and residents.
    • Collaborate with professionals to create a comprehensive disaster preparedness plan.
    • Make sure that the community has backed up records of their site plans, architectural and structural drawings, as this can greatly assist in the post disaster assessment and recovery process.

    Initial building evaluation performed based on the severity of the storm/event:

    • The degree of safety & habitability of the subject building is not always obvious. If there is any doubt or question that there may be structural or building envelope damage to a building, call you Professional Engineer or Architect and have an evaluation performed.
    • In some instances, you may be required by your local municipality to have your professional assist with stabilizing the structure before parties can enter the structure to collect personal belonging that may remain.

    Communication and Engagement:

    • Establish a reliable communication system to disseminate information before, during, and after a disaster. This can include email, social media, or text alerts.
    • Designate community leaders or volunteers responsible for communicating updates and instructions.

    Contact Insurance:

    • It can take a while to get adjusters to scene following an event. Be sure to take before, during and after photos of any damage that occurred.

    Post-Disaster Recovery:

    • Establish a recovery plan that includes damage assessment, debris removal, and restoration of essential services.
    • Plans and specifications may be required to repair or reconstruct the building, depending on severity.
    • Code requirements can impact the work based on if it is classified as repair vs reconstruction. This needs to be carefully reviewed and considered as insurance carriers may try to exclude some of the necessary work, so the Architect or Engineer needs to be well versed on preparing plans for this type of work.

    Remember, disaster preparedness is an ongoing effort. Regularly review and update your plans based on new information, changing community demographics, and emerging technologies. By taking proactive steps, you can help your community minimize the impact of natural disasters and ensure a more resilient future.

    Contact our team for more information how to be proactive! 

    The Falcon Group
    Miami
    15405 NW 7th Avenue in Miami, FL 33169
    ph: 305.663.1970 x509
    info@falconengineering.com
    WEST PALM BEACH, FLORIDA
    5651 Corporate Way, Suite 4, West Palm Beach, Florida 33407
    Phone: 561-290-0504
    info@falconengineering.com
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    Hurricane Season 2024 Prediction Breaks 41-Year Record (msn.com) by Claremont Property Company.

    Hurricane Season 2024 Prediction Breaks 41-Year Record (msn.com) by Claremont Property Company.

    • Posted: Apr 05, 2024
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    Claremont Property Company is gearing up for a highly active hurricane season, and we urge everyone to take proactive measures.

    Forecasts predict 23 named storms in 2024, including 11 hurricanes and 5 major hurricanes.

    We strongly advise all property managers and HOA board members to explore enrollment in our priority response program.

    For additional details, please reach out to me directly at Diana@cpc-tx.com.

     

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    ‘Tis the season to be jolly, but safety should always come first! Here are some Christmas tree fire safety tips to keep your holiday celebrations worry-free:

    ‘Tis the season to be jolly, but safety should always come first! Here are some Christmas tree fire safety tips to keep your holiday celebrations worry-free:

    • Posted: Dec 13, 2023
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    ‘Tis the season to be jolly, but safety should always come first! 🚒 Here are some Christmas tree fire safety tips to keep your holiday celebrations worry-free:

    💦 Keep it Hydrated: Water your tree daily to prevent it from drying out and becoming a fire hazard.
    🕯️Placement Matters: Position your tree away from heat or open-flame sources, like candles, heaters and fireplaces. We know, there are not many fireplaces in South Florida, but just in case 😉.
    💡Lights Check: Inspect your holiday lights for any frayed wires or damaged bulbs before decorating.
    🔌Unplug at Night: Remember to turn off tree lights before heading to bed or leaving home.
    🎄Quality Ornaments: Use non-flammable or flame-resistant decorations to minimize risks.
    🧯Fire Extinguisher Ready: Have a fire extinguisher nearby, just in case.
    We hope you follow these tips for a safe holiday season! While we are hopeful that you won’t experience any fire damage, remember that we are here for you, and we can manage ANY damage! 1-877-224-2532.
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    Do you have a residential or commercial property in Florida, Georgia, Texas, North Carolina or South Carolina? The public adjusters at Sarasohn & Company are experts at maximizing your insurance claim recovery. We don’t get paid unless you do!

    Do you have a residential or commercial property in Florida, Georgia, Texas, North Carolina or South Carolina? The public adjusters at Sarasohn & Company are experts at maximizing your insurance claim recovery. We don’t get paid unless you do!

    • Posted: Oct 04, 2023
    • By:
    • Comments: Comments Off on Do you have a residential or commercial property in Florida, Georgia, Texas, North Carolina or South Carolina? The public adjusters at Sarasohn & Company are experts at maximizing your insurance claim recovery. We don’t get paid unless you do!

     Sarasohn & Company can assist in preparing your claim, guiding you through the claim process and helping to achieve the most favorable settlement. In addition to numerous state licenses, Stephen Sarasohn has held the nationally recognized designation of Senior Professional Public Adjuster since 1988.

    Adjusters working for the insurance companies are obligated to treat all claimants fairly and impartially. However, they are paid by the insurance companies for their efforts. The state recognizes that you, the policyholder, are entitled to equal representation and you may retain the services of an expert adjuster to assist in the claim process.

    Building Claims

    In order to properly adjust any claim for damage to a structure, it is important to prepare a detailed repair estimate.  Sarasohn & Company will do that on your behalf.  Whenever necessary, we will employ the services of architects, engineers, contractors and other independent experts at no additional cost to you.

    Full consideration is given to the provisions of your policy, as well as applicable statutes and case law, so as to maximize the recovery. This includes consideration of depreciation, coinsurance, code upgrades, deductibles and any other factors important to a successful adjustment.  Sarasohn & Company is also equipped to provide project management for the reconstruction process.  Project management is a field used in large construction projects to coordinate the various aspects of the repairs. This service is provided at no additional cost.

     

    Personal Property Losses

    All insurance policies require the submission of a complete inventory of both the damaged and undamaged personal property.  This includes machinery, trade fixtures, appliances, merchandise inventory, household furnishings, clothing and all other movable property insured under the policy.  This coverage also covers improvements and betterments on tenants’ policies, which can be treated several ways for claims purposes.

    Sarasohn & Company has on its staff, experienced personnel who are capable of filling these requirements.   In addition to listing the property involved, our experts will calculate the replacement cost and actual cash value of each item as well as the repair cost when appropriate.  We will determine salvage value, if any, and help arrange for protection of the property from further damage, as required by the policy.  Our services can be helpful in documenting your tax loss, if any.

     

    Loss of Income Claims

    One of the most complex aspects of your claim involves calculating the loss of income you will suffer as a direct result of damage to real or personal property.  Sarasohn’s long term experience has helped to develop a team of forensic accountants who have proven to be outstanding in their ability to adjust claims in a way most favorable to the policyholder.  The services of CPA’s and tax attorneys are engaged when necessary, at no additional cost to you.

    One of the questions that usually arise in a loss of income claim involves the continuation of payroll during the period of restoration.  It is extremely important that a method be established as soon as possible after the loss, to resolve this aspect of the claim.  Sarasohn & Company, with its years of experience will assist you with these important decisions.  Extra expense coverage can be used creatively to make up for insufficient property coverage, should that scenario exist.

    Stephen Sarasohn SPPA
    stephensarasohn@gmail.com
    Public Adjusters since 1924
    www.sarasohn.net
    561-368-5000 office
    561-866-3589 cell

     

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    As with each year, we hope for a season with no hurricanes coming our way. However, it is safe to expect that there may be at least one such event in the coming months and, at the start of the hurricane season, it is prudent to plan for that possibility.

    As with each year, we hope for a season with no hurricanes coming our way. However, it is safe to expect that there may be at least one such event in the coming months and, at the start of the hurricane season, it is prudent to plan for that possibility.

    • Posted: Sep 01, 2023
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    If the Board desires additional information and contact information for obtaining the free inspection and analysis of the condition of the community, please contact Kaye Bender Rembaum.  The Firm wishes all a safe and peaceful hurricane season!

     Some of the planning steps that should be considered include the following:

    1. Create a Disaster Plan and establish off-site contact information and meeting points.
    2. Establish Evacuation Routes and conduct building or community evacuation drills in the weeks leading up to and once the hurricane season has begun.
    3. Verify Emergency Generators & Supplies operate and that fuel, flashlights, batteries, water and other necessities are available.
    4. Backup Computer Files and store information offsite, in case computers crash or systems fail.
    5. Secure the Premises – Make preparations for routine lockdown of the building(s) or other facilities as a storm approaches, so the building(s) is(are) secure during the storm and safe from vandalism or looting if a hurricane strikes.
    6. List of Owners & Employees – Have on hand a current, hard-copy reference list complete with the names of all property owners, emergency contact numbers and details of second residence addresses, as well as a list of all association employees, with full contact details.
    7. Photograph or Video Premises – Keep a visual record through video or photographs of premises, facilities and buildings to facilitate damage assessment and speed damage claims in a storm aftermath.  Consider having the premises evaluated by appropriate professionals to establish the conditions prior to any hurricane event. (see further details on this item below)
    8. Building and Facilities Plans – Make sure a complete set of building or community plans are readily available for consultation by first-responders, utilities workers and insurance adjusters following a storm.
    9. Insurance Policies & Agent Details – Be sure all insurance policies are current and coverage is adequate for community property, facilities and common areas and compliant with State Law; full contact details for insurance companies and agents should be readily available in the event of a storm.
    10. Bank Account Details & Signatories – Keep handy a list of all bank account numbers, branch locations and authorized association signatories, and make contingency plans for back-up signatories in case evacuation or relocation becomes necessary.
    11. Mitigation of Damages – In the immediate aftermath of a storm, take the necessary steps to mitigate damages – this includes “Drying-In,” which is the placement of tarps on openings in the roof and plywood over blown out doors and windows, and “Drying-Out,” which is the removal of wet carpet and drywall to prevent the growth of mold.
    12. Debris Removal – Have a plan for speedy removal of debris by maintenance staff, outside contractors or civic public works employees, should a hurricane topple trees and leave debris in its wake.

    With respect to item 7 above, Kaye Bender Rembaum has become aware of at least one service provider that will bring in engineering professionals to make a physical inspection of the entire community to assess the conditions and establish a record for all such conditions prior to any storm.  The assessment will also identify conditions that may have resulted from Hurricane Irma from 2017, for which claims were not made or even found and may still be claimed.  In many instances, conditions of significant damage may not be readily apparent to the layperson, but to a qualified professional, very obvious.  Quite often, such an inspection can result in substantial additional insurance claims for the association to recover.  It is not unusual for an insurance carrier to reject initial claims following a major storm, citing to maintenance or pre-existing conditions as the basis for the denial.  The team of experts performing the assessment has assisted several communities overcome such rejections and ultimately receive additional settlement proceeds to make further repairs to the premises.  While there is no guaranty of such a result, without making such an assessment, the board will never know and certainly have no further recovery.  Most importantly, this inspection and assessment is undertaken at no charge to the association by this company, and with no obligation to the association!

     

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    If your residential, commercial, or industrial properties have property damage, our Insurance Claims Attorneys can help with everything from A-Z on hurricane claims. by Cohen Law Group.

    If your residential, commercial, or industrial properties have property damage, our Insurance Claims Attorneys can help with everything from A-Z on hurricane claims. by Cohen Law Group.

    • Posted: Sep 01, 2023
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    Cohen Law Group would like to remind all Property Managers and CAMs that our firm has handled thousands and thousands of property damage insurance claims in Florida. We have decades of experience handling hurricane claims that have been denied, delayed, or reduced.

    If you are unsure if your property sustained damage as a result of Hurricane Idalia you should ask for an inspection by a qualified contractor, estimator or building inspector to assess whether hurricane-force winds damaged or compromised the roofing system and building envelope. Many companies offer this initial inspection free of charge. Given the complexities of a large loss claim, consider consulting with an attorney experienced in handling commercial insurance claims for condominiums and homeowner’s associations.

     

    We can connect you with top professionals in the industry to evaluate hurricane damage and we can assist you with handling an insurance claim the right way– today.

     

    Here’s more information on how we can help you:

    Cohen Law Group is certified through the state of Florida for Property Manager and CAM Continuing Education Credits/Classes. We have a one to three-hour CE class called “A CAMs/Property Managers Guide to Property Damage Insurance Claims”

    We can schedule a free lunch and learn with your CAMs and will provide an overview of our suggestions and strategies as well as some examples of our vast experience with Residential Property Damage and Commercial Large Loss.

    If your residential, commercial, or industrial properties have property damage, our Insurance Claims Attorneys can help with everything from A-Z on hurricane claims.

    Please call us today at 850-318-7474 

    Here are some tips for property owners

    immediately after a hurricane:

    You have 1 year from the date of loss to report the claim. Please do not hesitate in reporting the claim immediately as you are aware there is storm damage. Believing the damages are below your deductible is not a defense to this and the insurance company will use every day you wait against you later.

    Thoroughly document all emergency repairs before and after they are completed. Insurance companies will try to get out of paying for these services if they believe they do not have sufficient information.

    If you are displaced from your home or property, please keep all invoices and receipts showing costs that you incur. Likewise, if you have any damaged personal property, please take photographs of it before you throw it away.

    Insurance companies cannot cancel your policy while you have an open claim. You should speak to an attorney to understand your rights. Insurance companies will routinely request that you sign documents and give statements to them that can and will be used against you later.

    489.147 Prohibited property insurance practices.—

    (1) As used in this section, the term:

    (a) “Prohibited advertisement” means any written or electronic communication by a contractor which encourages, instructs, or induces a consumer to contact a contractor or public adjuster for the purpose of making an insurance claim for roof damage, if such communication does not state in a font size of at least 12 points and at least half as large as the largest font size used in the communication that:

    1. The consumer is responsible for payment of any insurance deductible;

    2. It is insurance fraud punishable as a felony of the third degree for a contractor to knowingly or willfully, and with intent to injure, defraud, or deceive, pay, waive, or rebate all or part of an insurance deductible applicable to payment to the contractor for repairs to a property covered by a property insurance policy; and

    3. It is insurance fraud punishable as a felony of the third degree to intentionally file an insurance claim containing any false, incomplete, or misleading information.

    Harvey V. Cohen, President

    Harvey Cohen Signature

         

    At Cohen Law Group, It’s About Justice!

    It’s more than a slogan, it’s our firm’s mantra. We are zealous in protecting your rights. We offer 24-hour availability through our answering service. Call us today.

    (850)318-7474

    Members of  SFPMA – https://sfpma.com/listing/cohen-law-group/

     

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