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HB 657: The End of HOA Mediation? What This Means for Your Wallet

HB 657: The End of HOA Mediation? What This Means for Your Wallet

  • Posted: Mar 01, 2026
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New episode of Condo Craze and HOAs watch now! click on pic below

HB 657: The End of HOA Mediation? What This Means for Your Wallet

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Call us live at 717-GLAZER8 (717-452-9378) or leave your questions in the chat. Don’t miss this important discussion!

For decades, Florida required mediation before most HOA disputes went to court. It was designed to reduce lawsuits and control legal costs for homeowners.

HB 657 could change that.

If mediation is removed and disputes start in court, what happens next? More lawyers? More fees? More assessments?

We break down the bill, and what this could mean for condo and HOA owners across Florida.

 

 

Top roofing company up in North Florida. Members of SFPMA Stonebridge. Find out how they will help your buildings roofs for years to come.

Top roofing company up in North Florida. Members of SFPMA Stonebridge. Find out how they will help your buildings roofs for years to come.

Members of SFPMA- Stonebridge is a roofing company up in North Florida. Find out how they will help your buildings roofs for years to come.

We are YOUR residential roofer for North Florida

Have Questions? / Get your FREE Roof Inspection

www.stonebridgebuilt.com

🏆 Jacksonville’s Preferred Roofing Company
☎️ 1 Company, 1 Call, Many Solutions
💪 Roofs That Are Built To Last
License no. CCC1328917 / CBC1252682

7 Signs You Need A New Roof

Here in Jacksonville, roofs take a beating from salt, wind, UV radiation, and heat. Generally, roofs in northern Florida will last about 15-20 years, but any roof in the region should be inspected every year. Roof repairs should always be done by a local, professional roofing company who is licensed and insured. But how do you know when to call them? Depending on the style of roof, some will show wear better than others, so today we will suggest seven visual signs that your roof needs replacing.

Sign 1: Leaks and Stains
Visible stains on a ceiling or wall may appear to be an obvious roof problem. However, roof leaks can be tricky to locate because water can enter the attic, travel along framing like trusses, and drip somewhere unrelated to the leak. If you see a new stain along an exterior wall or ceiling you may need an emergency repair.

Crawling around in attics with no floor can lead to accidents and personal injury, so leave that task to the pros. Jacksonville roofers have experience working in hot Florida attics and can use that experience to find elusive roof leaks and their sources. Many Jacksonville roofers even wear special boots that allow them to safely walk across trusses and up steep roof angles.

Sign 2: The Roof is Old
It’s a good idea to keep maintenance records on your home like the age of your roof. Most asphalt shingle roofs will last between ten and twenty years, but if your records show it’s time for a replacement, get your roof inspected by a licensed and insured, Jacksonville roofing company. Roof repairs are critical to the health of your home because leaks can cause mold and mildew growth. Even if you see no visual problems yourself, let a pro perform a no-obligation inspection of your roof to prevent future damage.

Sign 3: Look For Debris In Your Gutters
It might seem counterintuitive to look for roof issues in your gutters, but doing so is a smart move. Most Jacksonville roofs are made from materials that wear over time, like fiberglass/asphalt shingles, tiles, and wooden shakes. As the roof wears, the material it sheds will usually collect in the gutters, as the material is too heavy to be washed away.

To perform your own inspection, look for what appears to be sand in the bottom of the gutter. Most of the debris will collect at the lowest point on the gutter, so usually the first place to look is near the downspout. If you cannot see the bottom of the gutter because the debris is blocking your view, a significant amount of the roof has eroded away. If you discover you need an emergency roof repair caused by a strong storm, get a professional inspection by a licensed and insured roofer.

Sign 4: Cracks or Gaps in Your Flashing
Jacksonville roofs can get some severe weather, so even a small crack around roof flashing (thin sheet metal) can allow precipitation to penetrate the roof. Even if the leak only occurs when the rain is blowing sideways, eventually the damage will accumulate. When it does, the roof underlayment and roof decking will begin to soften and rot.

Sign 5: Sags in the Roof
You may have seen older homes with roofs that appear to dip and sag. More often than not, the framing under these roofs has become water damaged, allowing the framing to bend under the weight of the roof. Sagging roofs can still be repaired and reroofed, but care should be taken to hire an experienced professional who is licensed and insured.

Professionals should determine which style of roof will function best in the situation. For example, an inexperienced roofer may be unaware that certain types of roofing require specific roof pitches to work as designed. Using the incorrect roof material on a sagging roof can actually cause more problems than it solves, so always consult a professional in these situations.

Sign 6: Moss and Mold On Your Roof
Moss on your roof indicates a moisture problem severe enough to cause rot. These plants require near constant moisture and limited sunlight, so if they are actively growing on your roof, the roof is never completely drying out. Roofs should be dry in a matter of hours after a rain shower, so if your roof is holding moisture, the moss and mold will be a likely indicator.

Sign 7: Small Visible Damage
Most roofing materials will degrade over time and leave debris in the gutters. A very common find are small bits of roofing material that have dry rotted and broken away. For asphalt shingles, these are often small corners of a shingle, or in the case of shakes, small splinters of wood as  these roofing materials begin to degrade with age.

Get Help Today! Contact Stonebridge Roofing
If you are unaware of the age of your roof, but begin to see small pieces of debris at the base of your downspouts, you can assume your roof is approaching its lifespan. This is a perfect time to contact a reputable Jacksonville roofing company, like Stonebridge Roofing and request a roof health report from a local expert roofer. For $150, your roof health report will include an overview of any visible damage (with photos), repair recommendations and an assessment of the lifespan left on your current roof.

Stonebridge Roofing is a licensed and insured, certified roofing installer, so they are approved by the manufacturer to provide a warranty. Stonebridge Roofing can also help with new replacement windows, vinyl siding, gutters, and painting as well. Let Stonebridge Roofing become your first choice for all things exterior. Financing Options are available! Request your free quote today.

 

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CoverTec Products has a new website smoother, faster, and more helpful

CoverTec Products has a new website smoother, faster, and more helpful

It’s designed to make your experience smoother, faster, and more helpful than ever before.  Here’s what’s new:

✅  Easier Navigation: Find the right products for your cleaning, sealing, or restoration projects in just 2-3 clicks.
✅  Faster Loading: Spend less time waiting and more time finding what you need.
✅  Helpful Videos: Watch product application tips and unboxings before you buy.

And as always:

  • All of our products are Made in the USA
  • You get Free Shipping on orders over $20 (in the continental USA)
  • And there’s a 30-Day Money-Back Guarantee on all orders.

Contractors, we ready to work with you!
Need bulk orders, custom shipping, or project advice?
We’re here to help – just give us a call!

Visit our new site today and see the difference for yourself!

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Cohen Law Group:  We are Florida attorneys providing legal services for  Insurance Claim Disputes.

Cohen Law Group:  We are Florida attorneys providing legal services for  Insurance Claim Disputes.

Cohen Law Group:

   We are Florida attorneys providing legal services for  Insurance Claim Disputes. Whether you are a contractor, homeowner, business owner, or property manager, we are here to help you. As zealous advocates for your rights, we will listen to your story and recommend a sound legal strategy for the best opportunity to achieve success. Contact us 24/7 by calling 407-478-4878.

 

At Cohen Law Group, It’s About Justice!

“It’s About Justice” is more than a slogan. It is our firm’s mantra. The motto was developed by our founder, Harvey V. Cohen. We are aggressive, zealous advocates for our clients’ rights. Our commitment to our clients is evident by our prompt reply to all phone calls and our 24 hour availability through our phone answering service.

Effective legal representation requires experience and dedication to protect the rights of those who have entrusted us with their legal options and rights. Cohen Law Group has successfully represented many Florida residents throughout the years in various legal matters.

 

Make sure your legal rights are protected by seeking the legal advice of an experienced attorney.

Make sure your legal rights are protected – Contact Us

 

Why Should You Choose Us?

We are here to provide you with the highest standard of integrity and professionalism. We are here for you, we are your attorney, and we want to shine for you. With cases ranging from single family homes with roof damage to hurricane-damaged multi-unit apartment complexes, we are dedicated to giving you personal service. It’s all about justice here and we want to prove it to you.

OUR SERVICES

Insurance Claim Attorney

Due to the state of the economy, insurance claim disputes have become increasingly more common than even just a few years ago.
The bottom line is that insurance carriers must make a profit to continue to exist. The reality is that the law does not allow insurance carriers to make their profit by disputing or denying valid insurance claims by their policy holders.

Contractor Insurance Claim Dispute

Cohen Law Group stands up to these insurance carriers in valid contractor insurance claim disputes. Contractors have a right to be paid, just as the policy holder they are working for has a right to have a valid insurance claim paid.

Homeowner Insurance Claim Attorney

Have you had an insurance claim denied, partially paid, or reduced? If so, we may be able to help. Cohen Law Group stands up to these insurance carriers in valid homeowner insurance claim disputes.

Business Owners Insurance Claims Dispute

Cohen Law Group stands up to these insurance carriers in valid business/property owner insurance claim disputes. We possesses the experience and resources necessary to effectively guide you through each and every aspect of your business/property owner insurance claim dispute.

 

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DO YOU KNOW WHEN YOU AND YOUR RESIDENTS ARE IN DANGER?

DO YOU KNOW WHEN YOU AND YOUR RESIDENTS ARE IN DANGER?

SMYTH ENGINEERING!

Did you know that condominiums and apartment complexes must be restored every seven (7) years at a minimum? Do buildings within three (3) miles of the coast need to be rehabilitated more frequently due to exposure to chloride ions that can accelerate oxidation of structural reinforcing bars in concrete?
This is what leads to spalling and structural deficiencies that cause cave-ins and collapses.
With us and our experts, you’ll launch with the right plan in place, meet the project milestone, and finish on time and on budget!
For us, your safety and that of all families is the most important thing!
The best way to predict your future is to create it
WELCOME TO SMYTH ENGINEERING!
📲Direct Line: (772) 771-3176
📍Office Location: 369 NE Baker Road Stuart, FL 34994
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Off-Season Maintenance Tips for Florida Lakes

Off-Season Maintenance Tips for Florida Lakes

  • Posted: Mar 01, 2026
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Off-Season Maintenance Tips for Florida Lakes

Unlike other areas of the country, lake maintenance in Florida is needed year-round.

Florida’s dry season is the perfect time to implement strategies to help improve water quality before warmer weather returns.

Want our lake management tips for Florida’s off-season?

 


SOLitude Lake Management Winter Tip for Pond & Marina Owners

 

 

Notice how some areas stay ice-free while everything else is frozen? That’s the power of proper de-icing.

By circulating warmer water from below the surface, a de-icer helps prevent ice from forming around docks, boats, and equipment—protecting your investment and keeping your waterbody healthy through the coldest months.

Even in winter, balanced water is active water. 💧

https://hubs.ly/Q03Q-fhx0

 

 

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New Product: SuperHanger(TM) patented PVC Pipe Hangers for Garage Piping

New Product: SuperHanger(TM) patented PVC Pipe Hangers for Garage Piping

  • Posted: Mar 01, 2026
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Lee Composites, Inc. has been supplying thousands of SuperHanger(TM) patented PVC Pipe Hanger Systems t0 Condominiums throughout Florida for over 27yrs now. It is by far the most popular pipe hanger system on the market, replacing rusted steel pipe hangers. Contact us now before problems occur.

 

THE PERFECT SOLUTION FOR SUPPORTING YOUR PLUMBING

Steel Rusts, PVC and Fiberglass Don’t. “There’s no other pipe hanger like it!” Lee Composites, Inc. introduces the PVC Super Hanger™ pipe hanger system. The Super Hanger™ pipe hanger is comprised of all nonmetallic, corrosion resistant materials and maintenance free properties.

The patented Super Hanger™ pipe hanger design allows for ease of installation on both new and used pipe, structural strength for pipe loads and sizes to support various pipe diameters. They come in multiple sizes and are ready for immediate availability.

Learn more about Lee Composites

Regards, Bob Lee- President
Lee Composites, Inc.
PO Box 130363
The Woodlands, TX 77393
281-782-2477

 

 

Budget preparation time is upon us! We strongly encourage, that every year around this time, association managers and Boards review and ensure that your capital reserve study is accurate and up-to-date.

Budget preparation time is upon us! We strongly encourage, that every year around this time, association managers and Boards review and ensure that your capital reserve study is accurate and up-to-date.

We strongly encourage, that every year around this time, association managers and Boards review and ensure that your capital reserve study is accurate and up-to-date.

This is one of the most important decisions a board will make for the future of their association. It is an easy and effective way to ensure your community’s capital replacement items are being properly funded with minimal impact on the individual homeowners. 
With the recent update to the Capital Reserve Study Standards, the impact of inflation and supply chain issues over the past few years (in some cases resulting in costs as much as 50% higher for some typical components), it is even more critical to have an updated reserve study to ensure the financial health of your community.
To stay on track for a healthy financial future, it is recommended that your Reserve Study be updated every three (3) years.
The Falcon Group Capital Reserves team consists of 6 CAI Certified Reserve Specialists (RS) as well as a Professional Reserve Analyst (PRA) designation awarded by the Association of Professional Analysts.

Contact our Reserve Specialists today for a new or updated reserve study!

 


Capital Reserve Study ( what is involved )

The primary purpose of a Reserve Study is to offer recommendations as to the amount of money a community, building or other organization should set aside on a yearly basis for the future replacement or major refurbishment of their commonly owned elements.
The Falcon Group believes that a properly funded capital reserve program is the right formula for keeping a community’s physical assets in prime condition while providing some key benefits to residents. We strongly recommend updating your Capital Reserve Study Every 3 years.
A regularly updated Reserve Study can provide the following benefits:

  • Maintaining and/or increasing property values by maintaining exterior appearances through timely repair or replacement of common elements.
  • Facilitating project efficiency and cost effectiveness, as well as, minimizing disruptions and unit owner inconvenience by allowing the association to secure contractors to complete an entire project during a finite and desired schedule.
  • Reducing the likelihood of member dissatisfaction associated with the passage of large or sudden assessments.

All of our Capital Reserve Studies are prepared under the direction of a Reserve Specialist (RS) and/or a Professional Reserve Analyst (PRA).
The Falcon Group has prepared over 3,500 Capital Reserve Studies. Each Capital Reserve Study we perform is a customized analysis, prepared in coordination with our Reserve Specialist (RS) and our client, and is based on a “real-world” methodology for each item in regards to:

  • Inspection

  • Evaluation for repair or replacement

  • Evaluation for anticipated “Useful Life”

  • Integrated into a repair or replacement plan and budget

Contact Us:  The Falcon Group

Tampa Bay
1211 1st Avenue, N.
Suite 106
St. Petersburg, FL 33705
P (813) 438-3568
West Palm Beach
5651 Corporate Way
Suite 4
West Palm Beach, FL 33407
P (561) 290-0504
Miami
15405 NW 7th Avenue
Miami, FL 33169
P (305) 663-1970

 

 

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Commercial Roof Replacement Specialists, Roofing Restoration and Roof Repair for Condos, HOA’s and Communities

Commercial Roof Replacement Specialists, Roofing Restoration and Roof Repair for Condos, HOA’s and Communities

  • Posted: Feb 24, 2026
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Commercial Roof Replacement Specialists, Roofing Restoration and Roof Repair for Condos, HOA’s and Communities

The insurance industry response to increased storm-related roof claims is having a major impact on Florida condominium owners. Insurers are inspecting multi-family building roofs and requiring replacement or major repairs before policies are renewed. We have seen this with roofs that are just 18-20 years old, or even newer in the case of damage to the roof. Insurance premiums can be significantly increased while the association is getting financing, bids, and permits, which can take months.

If You are a Board Member or Property Manager
– You Need to Know!

We have seen many roofs that suffered worse damage than necessary due to conditions that could have, and should have, been remedied before a storm.

Check and take care of this before any storm:

 

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