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Behind The Scenes Of Your Commercial Roof Anatomy with emergency roof repair. by PSI Roofing

Behind The Scenes Of Your Commercial Roof Anatomy with emergency roof repair. by PSI Roofing

  • Posted: Jul 20, 2020
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Behind The Scenes Of Your Commercial Roof Anatomy with emergency roof repair.

by PSI Roofing

We are in the Rainy Season in Florida, Water is not your Roofs Friend!

If your commercial property sustains enough damage in a short enough time to cause you to consider shuttering the doors, you have an emergency repair. This could mean:

  • Storm damage
  • A dangerous water leak
  • A problem that puts expensive inventory and equipment at risk

Bear in mind that an emergency roof repair may not be a finished job. Tarping and other temporary measures can stave off further damage. Your local commercial roofer will return with a full crew at a later date to complete a thorough repair. This could mean two invoices, or it could open an insurance claim that stretches across weeks.

If you knew about a problem last week and chose not to call for help, you already know the problem is not an emergency. And yet, are you a roofing expert? That small leak may be the first sign of more extensive failure, which brings us to our second idea.

Checklist

Some factors making a roof repair an emergency, other than seeing intense damage in a short time, include:

  • Widespread damage, as from winds or heavy rain
  • A high volume of water infiltration
  • Multiple leaks
  • Sudden appearance of mold or smell of mildew

If In Doubt

If you are unsure a roof problem is an emergency or just a routine repair, call your contractor. Let your roofer make the decision. That small leak that is only dampening insulation under the single-ply membrane could develop into widespread mold. It could rot wooden roof deck members. It could find its way inside the building envelope and drip on inventory or office equipment.

 

 

Once you know a bit about commercial roof anatomy, you will realize you cannot wait when your flat roof “patient” is flatlining. You need to dispatch a commercial roofing partner to your roof, stat. 

Commercial Roof Anatomy

No two low-slope (flat) commercial roofs are exactly identical. Their surfaces can be finished in several ways:

  • Modified Bitumen (Mod-Bit) and Built-Up Roofing (BUR) — A tried-and true multi-ply system with granulated finishes applied hot or cold
  • TPO — Rubber laminated systems
  • PVC — PVC scrim systems
  • Liquid-applied membrane and coatings — Acrylic, urethane, silicone

Three other types of commercial roofing are available for steep-slope roofs:

  • Shingles
  • Metal Roofs, including flat seam and standing seam
  • Tiles

Basic roof structures are similar, and the vast majority of Florida commercial roofs are low-slope. Setting aside the steep-slope options, if we start at the top and dig down, we usually find:

  • The exposed roofing surface (one of the materials mentioned above)
  • Insulation (usually rigid sheets specially shaped to give the pitch)
  • Vapor Barrier (prevents moisture moving into and out of the building envelope)
  • Underlayment (additional waterproofing)
  • Roof Deck (steel, wood, concrete, plywood, oriented-strand board)
  • Steel or Wood Joists

Every layer represents centuries of trial-and-error improvements in building low-slope roofs.

Today we can install roofs that take Florida’s punishing weather, save energy costs, and last for decades with proper, professional maintenance.

Exposed Roofing Surface

The wide array of choices in surfacing your commercial roof makes close communication with your roofer essential. Your decision on a replacement roof depends on a lot of factors your roofer can explain:

  • Age of your existing roof
  • Ease of access
  • Available budget
  • Expected life span of the replacement
  • Scheduling
  • Noise and odor concerns

The best time to begin contemplating a reroof is long before your roof needs replacement. Enlist your commercial roofer for routine maintenance so the crews become familiar with your commercial roof anatomy. When you need to pick between TPO, BUR, or PVC, you can make the decision quickly and economically.

Every material has its pros and cons. Mod-Bit and BUR are among the oldest and least expensive but typically call for more roof maintenance and upkeep than TPO and PVC. PVC is a tough, long-lasting material that may be pricier than other choices at installation.

Liquid waterproofing coatings can extend the life of most roofs, but the coatings need to be compatible with the existing surface.

Your best advisor on a roofing surface — the skin of your commercial roof anatomy — is your local roofer.

Insulation

Large sheets of rigid board insulation form the layer that helps determine your roof’s slope and energy efficiency. Roof decks are built completely flat, but the shaped insulation provides adequate drainage to internal drains and parapet scuppers.

With deteriorating insulation, you will be ponding, slow drainage, and water infiltration.

Your commercial roofer specializes in dealing with this layer of commercial roof anatomy and can correct any compression or ponding issues before reroofing with the surface layer.

Vapor Barrier

As the American Institute of Architects (AIA) explains, most vapor barriers on commercial buildings are Class 1 vapor retarders. Vapor retarders slow the movement of both air and moisture into and out of your building.

This special layer of commercial roof anatomy saves money on energy costs, keeps the interior comfortable, and slows the rusting of steel joists and decking.

Underlayment

Underlayment can be synthetic or organic, but its main purpose is to inhibit moisture from reaching the roof deck. It is usually rolled out and can be either self-adhered chemically or physically attached with fasteners.

Roof Deck

Without the roof deck spanning the open spaces over the joists of your building, no roof could exist. A substantial, solid and structurally sound roof deck is essential. This layer of commercial roof anatomy forms the foundation for all the sheet and rolled goods applied atop it. It can be corrugated steel plates, poured concrete, wood timbers, plywood, or oriented-strand board (OSB).

If rust or rot infects your roof deck, you need your commercial roofer’s help immediately. Florida’s strong winds and heavy rains will punch holes right through a weak roof deck.

Steel or Wood Joists

Spanning the walls of your commercial building are the steel joists or, in some cases, wood beams or joists that hold up the roof and keep walls secure. Hurricane codes call for strong ties between walls and roofs, and those ties focus on these joists. Think of these joists as the skeleton holding your building together. Let your commercial roofer help you become familiar with your building’s commercial roof anatomy. Routine maintenance and roof repairs will pay off with cost-efficient, fast reroofing when the time is right. Neglecting a commercial roof could cost you your business. We have the prescription. Contact us at PSI Roofing today to keep your flat roof in good health.

 

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How Managing Properties Will Change After the COVID-19 Lockdown. By Concierge Plus

How Managing Properties Will Change After the COVID-19 Lockdown. By Concierge Plus

  • Posted: Jul 20, 2020
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How Managing Properties Will Change After the COVID-19 Lockdown

COVID-19 has reshaped the way that we approach many aspects of our lives, and in many cases, has redetermined how we view and manage our spaces, homes and properties. Given the increased attention to how a virus can spread through contact and surfaces, in the reopening process real estate professionals and property managers will have to determine how to ensure that properties are safe so that the virus cannot be easily spread. Below, we’ll discuss how managing properties will change after lockdown ends and we all begin to assimilate to a new sense of normalcy.

Regular Cleanings and Inspections

According to the CDC, guidelines for cleaning public spaces, schools, and businesses will drastically improve in the wake of COVID-19. For property managers, a proper supply of EPA approved disinfectants will be essential in combination with regular soap and water cleaning measures. All surfaces must be disinfected more regularly, as will smaller surfaces that people touch such as elevator buttons and keypads. Furthermore, property managers will have to make their cleaning procedures transparent to everyone who accesses the property, there will be demand from residents to know which measures are being put in place to protect them. Inspections will also increase to keep everyone accountable as the hysteria around the virus declines with time.

Socially Distanced or Remote Showings

For property managers with vacant units, they’ll still look to show the units through socially distanced as well as in-person showings. However, there will likely be instances where potential residents aren’t comfortable traveling to the new space, so remote showings, and virtual question and answer sessions can become more valuable than ever. There are many online platforms that can help property managers with remote showings as well as to streamline their communications with current residents.

Updated Eviction Policies

At present, the government has encouraged property managers to halt evictions as many Americans struggle both with their health and their finances. Thus, property managers will likely alter eviction policies going into the future to allow for emergency aid and consider how to provide relief with late fees on rent.

Increased Role of Technology

Technology has become of the utmost importance for realtors and property managers during COVID-19. As previously mentioned, it’s essential to become comfortable with navigating an online platform for showing and tours, as many potential residents will feel uncomfortable being in a space with others.

Mastery of an online platform will also aid in communication between residents and the manager, and workflows that help route requests to the right person on the team will help the manager navigate the increased number of concerns during this period. Discussion forums can also be leveraged to ensure the residents continue to have a sense of community as well as reach out about concerns with each other.

COVID-19 is going to change policy in every way, shape, and form, but that doesn’t mean the property managers should have to struggle. Through increased sanitation and disinfecting programs, updated eviction policies, and proper proactive use of technology, the role of a property manager will continue to evolve through the end of the lockdown and into the future.

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Essential Hurricane Preparedness Guidebook for Florida Community Associations by KatzmanChandler

Essential Hurricane Preparedness Guidebook for Florida Community Associations by KatzmanChandler

  • Posted: Jul 16, 2020
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Essential Hurricane Preparedness Guidebook for Florida Community Associations

by KatzmanChandler

Anticipating an active 2020 Atlantic hurricane season, the Florida Community Association Law Firm of Katzman Chandler today released its annual “Hurricane Preparedness and Recovery Guide for Community Associations” to help Florida communities protect their properties and safeguard community residents during what experts say will be a significantly more active storm season.

The Hurricane Preparedness and Recovery Guide for Community Associations entitled, “READY… SET… RECOVER” is immediately available for download online at the Katzman Chandler website (www.KatzmanChandler.com). Community Association Coalition Leaders throughout the State may also request and obtain printed copies of “READY… SET… RECOVER” for distribution to their member Community Associations by contacting info@KatzmanChandler.com or by calling Toll Free 800-987-6518.

The National Oceanic and Atmospheric Administration, (NOAA) on May 22, 2020 announced its prediction of an above-average hurricane season with 13 to 19 named storms and 6 to 10 hurricanes – with 3 to 6 classified as “major” (Category 3, 4 or 5) hurricanes, with winds of 111 mph or greater. In 2005, the most active storm season in recorded history saw a total of 28 named storms, including 15 hurricanes – 7 classified as “major,” including hurricanes Katrina and Wilma, which caused extensive property destruction and devastation to the livelihoods of millions of Floridians. While a typical hurricane by itself is a formidable adversary, navigating both pre and post hurricane conditions during the COVID-19 pandemic may prove to be exponentially more complicated – making early and complete preparation more important than ever.

“Because insurance companies are in the money-making business and accordingly, are financially motivated to deny or underpay claims, it is vitally important that volunteer Boards obtain legal advice when both purchasing their coverage and filing claims,” said Leigh C. Katzman, Esq., Founding Partner, Katzman Chandler. “The days of trying to successfully go it alone against insurance giants and a system designed to underpay policy holders are truly over. The Florida Legislature in 2011 shortened the time frame to file a claim, supplemental claim or reopened claim from 5 years to 3 years making it even more crucial that boards be prepared to act quickly and decisively when disaster strikes.”

“READY… SET… RECOVER, specifically assists Community Associations and their Management professionals to identify areas of concern, and to properly and fully prepare before a disaster strikes,” said Mary Ann Chandler, Esq., Managing Partner, Katzman Chandler.

 

The Katzman Chandler Hurricane Preparedness and Recovery Guide for Community Associations is arranged into four (4) main sections for ease of use:

  • The first section, “An Ounce of Prevention…” addresses routine planning and preparedness measures that are recommended to be undertaken before, or at the latest, in the early weeks of Hurricane Season.
  • The second section, “The Calm Before the Storm…” addresses actions to be taken when a Tropical Storm, Hurricane Watch or Hurricane Warning is issued for your area.
  • The third section, “Triage and the Initial Road to Recovery…” addresses the immediate and continuing actions to be taken to repair and rebuild your Community in the aftermath of a storm.
  • The fourth and final section, “It’s Your Insurer’s Turn to Write the Check…” describes the insurance claim and recovery process.

 

 

Katzman Chandler is a Full Service Florida Law Firm devoted to all aspects of Community Association representation. We are truly “Committed to Community” and evidence this commitment each day through Passion, Experience and Technology. Our Passion is clear in our dedication to identifying unique solutions to issues and concerns affecting our Clients. Our Experience is evident in our ability to utilize our skills and knowledge to provide our Clients with the highest quality work product and out-of-the-box strategies in the most cost-efficient manner. However, our Passion and Experience come together in our unique use and leveraging of Technology. Our utilization of Technology allows us to provide our clients with state-of-the-art features and programs that complement superior legal representation, and are second to none.

Regardless of the size of your community, Katzman Chandler is dedicated to meeting your needs, achieving your goals and exceeding your expectations. Our services include General Corporate Representation, Delinquent Account Collection, Litigation, Covenant Enforcement, Document Amendment/Rewrite, Property Insurance Damage Claim Recovery, and Construction Defect Representation. Katzman Chandler can be reached by calling Toll Free 800-987-6518 or via email at info@KatzmanChandler.com. Information about the Law Firm can be requested through their website which can be found at www.KatzmanChandler.com.

 

“If there is a single downside to living under the Florida sun, it is the risk of a significant storm impacting our homes and way of life.”

However, in times of need, members of the Katzman Chandler family of clients can rest assured that their interests are represented by some of the best attorneys in the industry.

“READY… SET… RECOVER” is immediately available for download online at the Katzman Chandler website by clicking here.

by Leigh Katzman, ESQ., Katzman Chandler

 

 

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Lake Management and Hurricane Season, by AllState Resource Management

Lake Management and Hurricane Season, by AllState Resource Management

  • Posted: Jul 16, 2020
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Lake Management and Hurricane Season

by AllState Resource Management

Many South Florida homeowners are not aware of the critical role their community lakes play in managing stormwater and mitigating local area flooding. With the start of this year’s hurricane season around the corner, now is the time to make sure that our lakes and waterways are ready to deal with whatever nature throws at us. The problem of flooding is a real issue here because our homes are built on relatively flat, low-lying ground. The thin layer of soil under our feet can become saturated quickly, and sits on a cap of coral rock that only allows for a slow flow of water down to the aquifers below. This, combined with the possibility of large amounts of precipitation in short periods of time creates conditions for major flooding in our urban areas.
When developers create residential communities and commercial areas, they need to take into account how much water needs to be stored or moved in order to prevent the project from flooding during major rain events. Through careful planning and design, they route stormwater away from our homes and into a system of lakes and canals. The size and number of lakes in our communities are a result of those calculations. Lakes are dug to create a storage area for water runoff from storms. The fill dug from the lakes is then used to raise the elevation of the homes around them.
Using a system of drains and pipes the water is directed from the developed areas down into the lakes. Some community lakes use weirs or culverts to connect them to the municipal canal system. This allows them to move excess water off the property once they reach a certain level. The system works well but requires regular maintenance in order to ensure that it works properly when needed. Scheduled inspections of storm drains and weirs is important to keep the water moving off our streets and properties efficiently.
These structures accumulate silt and debris, and will occasionally need to be cleaned out. The lakes themselves also need to be regularly inspected and maintained
Even though they are primarily man-made storm water basins, they do evolve and become living ecosystems like naturally occurring waterbodies. Aquatic vegetation begins to grow in all lakes eventually, and much like our lawns, require regular attention in order to avoid become overgrown. Exotic species such as hydrilla, hygrophila, and rotala grow quickly and can spread throughout acres of lake in a matter of months or less. Such infestations are not only unsightly, but all those weeds are filling up the lake and taking up space meant to hold stormwater runoff.
Floating weeds such as water lettuce and water hyacinth can rapidly cover a lake surface, clogging and even damaging weirs and other outflows. Excessive growth of vegetation near culverts and drain pipes can slow the flow of stormwater both into and out of the lake, causing backups of the system. The longer these plants are left to grow unmanaged, the harder the problem is to get under control and the longer it will take. Large scale infestations need to be treated in stages with regulated wait times between treatments. This is done in order to not deplete the dissolved oxygen in the whole lake. The other problem with established infestations is that the plants have had time to mature and grow extensive roots systems. These root systems allow the plants to re-grow quickly after initial treatments and quite frequently require multiple follow up treatments to bring under control. Even once treated, the herbicides take time to work and the plants take time to decompose and settle to the bottom. Unfortunately, tropical storm events do not wait until conditions are best suited to deal with the results.
The best way to make sure your community is protected is to be proactive and maintain your system regularly. Regular scheduled maintenance ensures that aquatic vegetation is kept at levels that don’t compromise your stormwater system and can potentially avoid costly repairs to its components.
Hurricane season corresponds with the time of year when these plants grow and spread the fastest due to the long, sunny days. We have learned that being prepared for hurricane season means taking precautions before the storm arrives. That wisdom should also definitely apply to
our first line of defense against flood damage in our communities.
Thank You to Colleen Sullivan for this Article.
Author: Stephen Montgomery / Senior Biologist
Allstate Resource Management   Members of SFPMA
– Over 25 years of experience in maintaining the health of lakes, ponds, wetlands, and stormwater systems. We have continued since our inception to be the leader in resource management. Our services include lake management, wetland management, stormwater inspections and maintenance, erosion control, fish stocking, native plantings, debris removal, water quality, aquatic pest control, and upland management.
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Owner’s Guide to 40-Year Recertification by Eric Glazer, Sinisa Kolar and DSS Condo FREE WEBINAR

Owner’s Guide to 40-Year Recertification by Eric Glazer, Sinisa Kolar and DSS Condo FREE WEBINAR

  • Posted: Jul 14, 2020
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Owner’s Guide to 40-Year Recertification by Eric Glazer, Sinisa Kolar and DSS Condo

FREE WEBINAR TONIGHT  JULY 14, 2020 @7pm – 8pm

Register Today

Jul 14, 2020 07:00 PM

Register Today

Did you know that all high-rise condominiums are required to have a 40-Year Recertification? In our 90-minute webinar, DSS Condo and industry experts will walk you through the process, explain the requirements, and provide you with the insight to successfully complete the required 40-Year Recertification for your building. Sign up today to secure your spot!

 

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WAIT – IT GETS WORSE By Eric Glazer, Esq. Published July 13, 2020

WAIT – IT GETS WORSE By Eric Glazer, Esq. Published July 13, 2020

  • Posted: Jul 13, 2020
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WAIT – IT GETS WORSE

By Eric Glazer, Esq.

I recently explained how lucky the banks are when they foreclose on a unit or a home and take back ownership.  The law protects them, and despite how much the unpaid condo or HOA assessments are, the bank is only responsible for the lesser of one year of assessments or 1% of the mortgage.  Many of you are outraged over that and I’m with you.

The association always hopes that a 3rd party buys the property at the bank’s foreclosure sale instead of the foreclosing bank, because under the law, a 3rd party, unlike the bank, would owe all past due assessments to the association.

But even though the law requires some payments to the association, your condo or HOA may get zero because of a terrible provision that may be looming in your governing documents.  Despite the fact that the law requires banks to pay the lesser of one year of assessments or 1% of the mortgage, and requires a 3rd party purchaser to pay all past due assessments, many of you have provisions in your governing documents that say the banks owe nothing when they take back ownership of a home or unit after a foreclosure and that a 3rd party purchaser owes nothing if they buy the property at a foreclosure sale.  That’s right, not a penny is owed to the association.  You are wiped out.

So what controls, the law or your governing documents?  In May Florida’s Third District Court of Appeal ruled in Old Cutler Lakes by the Bay Community Association v. SRP SUB .  A third party purchaser took title to a unit within the community via a bank mortgage foreclosure auction.

The governing documents contained the following provision: “The sale or transfer of any Lot pursuant to the foreclosure or any proceeding in lieu thereof of a first mortgage meeting the above qualifications, shall extinguish the lien of such assessments as to payments which became due prior to such sale or transfer.”

The Third DCA concluded that the 3rd part purchaser at the sale is not liable for any of the past-due assessments, attorney’s fees and/or costs that accrued prior to its acquiring title.

So what do you do now?  Check your governing documents.  Make sure they don’t contain a similar provision.  If they do, you certainly want to talk you’re your attorney about amending them properly so you at least get the crumbs owed to the association when a bank forecloses.

 

Click the banner below, Read other Articles.

 

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Read the FLORIDA RISING MAGAZINE July 2020 Edition

Read the FLORIDA RISING MAGAZINE July 2020 Edition

  • Posted: Jul 09, 2020
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Read the FLORIDA RISING MAGAZINE July 2020 Edition

Have a Great Weekend!

July 2014 we Started the Magazine / Now in our 6th Year! 

https://joom.ag/8RNC
Direct Link to the July Issue
or Click the Cover!

As of June SFPMA has cancelled the contract with the Design Company due to contract issues:  Late Editions, Design Issues and other. We wish them well on the other business they have ongoing.

What this means for THE FLORIDA RISING MAGAZINE is: My Team will again publish and design the magazine as we did since its beginning! We are updating all areas, and will have the new sections ready for Aug 2020-  Thank You

If you are a Member of SFPMA and would like to contribute Articles Send them to us: membership@sfpma.com

We are here to help our Florida Companies that are having a harder time getting up and running, Contact Us we are happy to give you an Ad in the Magazine for a few months!

We send to over 214,000 Emails of Managers, Condo and HOA Owners and Board Members, Our Member Companies and many others who wish to have the magazine sent to them monthly. 

We do have advertising and some of the best rates / our Goal is: Get you in front of the Decision makers, Let them learn how you can help them.

Our Special Thanks to our Sponsors

 

Partners and Members

 

 

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Webinar: RECORDS REVELATIONS – OFFICIAL RECORDS AND HOW TO READ FINANCIAL STATEMENTS by Katzman Chandler

Webinar: RECORDS REVELATIONS – OFFICIAL RECORDS AND HOW TO READ FINANCIAL STATEMENTS by Katzman Chandler

  • Posted: Jul 06, 2020
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RECORDS REVELATIONS – OFFICIAL RECORDS AND HOW TO READ FINANCIAL STATEMENTS by Katzman Chandler

WEBINAR Florida 

RECORDS REVELATIONS – OFFICIAL RECORDS AND HOW TO READ FINANCIAL STATEMENTS by Katzman Chandler

Date: Thursday, July 9, 2020 Time: 12:00 pm – 2:00 pm

Location: Online Event via, Zoom

What constitutes official records of an association? What is private, what is not? How do you go about inspecting records?

REGISTER NOW

 

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TO GRILL OR NOT TO GRILL, THAT IS THE QUESTION

TO GRILL OR NOT TO GRILL, THAT IS THE QUESTION

  • Posted: Jul 03, 2020
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TO GRILL OR NOT TO GRILL, THAT IS THE QUESTION

by Steven J. Weil, Ph.D., EA, LCAM, Royale Management Services, Inc.

Summer is upon us, and in between preparing for possible hurricanes, dealing with the kids home from school, and planning for the summer holidays, many of us are feeling the heat and want to get out of the kitchen.  We want to grill our food, especially on the 4th of July.

However, the State of Florida has rules about that.  If you live in a Florida condominium, you will want to think twice about grilling on your balcony.  Florida Statutes require that every three years a new edition of the Florida Fire Prevention Code must be adopted; and at the end of 2017, the Sixth Edition of the Code permitted the use of certain electric grills which had been previously prohibited.

 

Here’s what the old rule said: 

​With respect to cooking equipment, Section 10.10.6.1 prohibits using or kindling “hibachis, grills, or other similar devices for cooking, heating, or any other purpose on any balcony, under any overhang portion, or within 10 ft (3m) of any structure, other than in one and two-family dwellings.” ​

Here’s what the new rule says:

Section 10.10.6.1.1 allows “listed electric portable, tabletop grills, not to exceed 200 square inches of cooking surface, or other similar apparatus.” In other words, if you have a qualifying cooking apparatus that is sanctioned by the Code, you can now grill on your balcony!  What does “listed” mean?  It means that United Laboratories (UL) has tested representative samples of the product and determined that it meets UL’s requirements.  For a product to become UL Listed, it must go through several tests and meet high safety standards.

But there’s still a catch:

If your association has adopted any rules that run counter to the minimum requirements of the Code and impose stricter requirements, those rules then apply.  Check with the Board, check the association’s bylaws, check the association rules and regulations, and then think before you grill!

 

Many times, the main problem is not the grill, but the smoke that causes a nuisance to other owners.  Smoke can become ​the real issue rather than the size of the apparatus.  The last thing you want is to have the fire department arrive because a neighbor smelled smoke coming from your balcony and thought there was a fire.  Happy grilling!

Read more Articles from: Royale Management Services, Inc. Find them direct on their Website > 

Steven J. Weil, Ph.D., EA, LCAM, Royale Management Services, Inc.

 

 

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The Plan – Identifying the Potential Consequences of a Disaster by BECKER

The Plan – Identifying the Potential Consequences of a Disaster by BECKER

  • Posted: Jul 01, 2020
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The Plan – Identifying the Potential Consequences of a Disaster

by BECKER

 

The first step toward developing and implementing a disaster plan is identifying the potential consequences of a disaster. The second step is to develop and implement a plan to mitigate the impact of a disaster to the fullest extent possible.

Evacuation

Emergency evacuation routes and special instructions regarding use of elevators and stairwells should be clearly posted. Don’t forget to rehearse evacuation procedures on a periodic basis.

Destruction of Real Property

Damage or destruction of real property is often the primary claim and causes the greatest hardship. The main areas of concern include:

  • Buildings and other structures
  • Landscaping
  • Roads and Pathways

Damage to Personal Property

The items most at risk during a disaster are furniture, fixtures, and personal property. The items of most concern include:

  • Electronic equipment, data and other forms of technology
  • Indoor and outdoor furniture, art, lighting, pool equipment, pool furniture and assorted fixtures
  • Documents and important papers such as governing documents, Association surveys, plans, insurance policies.
  • Rental and owner records and personnel files
  • Accounting records
  • Vehicles and equipment

Injury or Loss of Life

Carbon monoxide poisoning, heart attacks and drowning are the top three causes of death as a result of a hurricane. People over 75 are particularly at risk. Identify “high risk” individuals with disabilities or medical needs requiring special attention when preparing your community’s disaster plan.

Relocation

Your disaster plan should anticipate not only the possibility of a total casualty loss, but also the need to relocate, temporarily or permanently, depending on the level of impact. While many communities are able to clean up storm debris promptly, many others will remain in turmoil for quite some time after being impacted by a disaster. After Hurricane Opal and the BP Oil spill, some owners were unable to rent out their units which resulted in a loss of significant income to them and, in some cases, ultimately resulted in the loss of the property to foreclosure.

Impact on Employees

The board should consider the emotional impact a storm’s approach has on the association employees, particularly an onsite manager. Association employees will not only be responsible for preparing the community for a storm’s approach, but they are also concerned about preparing their own homes and families for the potential disaster.

Associations are well advised to task their attorneys with creating a reasonable approach to these pre- and post-storm employee policies.

Economic Impact

The economic impact of a disaster can be extensive. Unit owners displaced from work may be unable to meet their financial obligations to the association. Uninsured, underinsured or non-covered losses under both the association’s policy as well as the owner’s policy may require the board to pass special assessments. The higher cost of goods and services resulting from shortages further compounds the problem in the shortterm.

In sum, the impacts of a disaster will vary from event to event. It is advisable to prepare for all possibilities.

 

 

Becker Shareholder Donna DiMaggio Berger will join CASTLE for episode 12 of their webinar series “Combatting COVID-19 In Your Community Association,” on July 8 at 12:00 p.m.

She will be joined by CASTLE founder and CEO James Donnelly.

Register now: http://ow.ly/QCxl50Aneca #Webinar #CommunityAssociations #BeckerFTL

 

 

Planning for a disaster

Designation of a Disaster Coordinator or Disaster Committee

The ability of a community association to minimize its damages and speed up its recovery depends in large part upon its preparation.

Every disaster plan should include having a person or committee in place prior to the disaster with full authority to implement the Disaster Plan.

Designation of an Information Facilitator

In times of crisis, communication is key. A major hurdle to recovery is rumor and misinformation; both can hamper successful recovery efforts. An information facilitator can help to stop the rumor mill in its tracks. Today’s computer and smart phone technology provide the ideal vehicles to communicate with residents. Every association should have its own website, which can be a great resource for disseminating information and staying in touch with the unit owners. A text messaging system for community members is also valuable for disseminating information quickly.

Home and cell phone numbers must be collected before a disaster and stored in a safe, easily accessible location.

A properly prepared plan will include plans for temporary relocation of residents in situations where the community must be evacuated. This can include Red Cross or other emergency shelters, hotels, schools, or staying with family members in other cities.

Now that the Florida Legislature has granted emergency powers to boards, a board may require the evacuation of the property in the event that the local or state authority has declared a mandatory evacuation order. Owners who refuse to abide by that evacuation order do so at their own risk and without the possibility of pursuing the association for loss of life or injury to themselves or their property. Boards can also declare the property unfit for entry or occupancy based upon the advice of experts retained by the board or on the advice of emergency management officials.

Photographic Imaging

Your plan should include annual preparation of a date stamped video and photo documentation of the community such as all of the common areas, each unit owner’s home, the association’s office and property.

Digital technology and photographic records can be conveniently and safely stored off premises and easily retrieved, if needed.

What should be photographed?

Specifically include:

  1. Inside and outside of buildings and premises
  2. equipment, computers and books
  3. accounting records
  4. insurance policies, bank accounts, personnel records, records of units/ unit owners, as-built plans and specifications

You should prepare an inventory including the date, place of purchase, and purchase price of each item of personal property.

Community Emergency Response Team (CERT)

Many shared ownership communities have already taken the positive step of undergoing CERT training under the auspices of FEMA. A Community Emergency Response Team (CERT) can fill the large gap that often results when a disaster overwhelms local emergency services. CERT teams are trained in basic disaster response skills, such as fire safety, light search and rescue, team organization, and disaster medical operations. CERT members are encouraged to support emergency response agencies by taking a more active role in emergency preparedness projects in their communities.

Your board’s quick response in accordance with your disaster plan will minimize damage and promote a speedy recovery.

 

 

ACTIVATING THE DISASTER PLAN

Hurricane Preparedness and Recovery Guide

Following a disaster, the disaster coordinator and information facilitator move into action. The information facilitator opens lines of communications with the owners. The disaster coordinator contacts emergency services and notifies the contractors and employees, advising of their duties and needs. In some cases, it may be necessary to suspend or cancel on-going contracts such as lawn and pool maintenance. Hopefully, a provision was made in the contract for such right of suspension without monetary penalty in disaster situations when the contracted services are no longer needed. There certainly is no reason to pay to hedge the bushes when they have all blown away!

Knowing the whereabouts of all residents greatly enhances emergency response time following a disaster. In a situation such as a hurricane, in which there is advance warning, a committee should ascertain which residents are remaining in the community and which are evacuating. A temporary destination address and phone number should be obtained from those who are evacuating. Once disaster strikes, the board’s first action should be to direct emergency medical assistance to any residents in need. Naturally, if the community is under a mandatory evacuation order, that order should be obeyed by all.

Be sure to attend to the injured and secure the community from acts of vandalism and looting. Be sure to remove all storm debris.

“Drying In”/”Shoring Up” the building structures in order to mitigate against further damage.

“Drying Out” is the removal, where necessary, of wet carpet, wall board, cabinets, etc. when necessary to prevent the growth of mold.

The insurance carrier for the community must be notified immediately at the conclusion of the storm.

If the insurance carrier is not able to promptly inspect and document the damage from the storm, it may elect to deny the claim.

 

 

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WHAT NOT TO PUT DOWN YOUR GARBAGE DISPOSALS by Ron Giles of PRS

WHAT NOT TO PUT DOWN YOUR GARBAGE DISPOSALS by Ron Giles of PRS

  • Posted: Jun 17, 2020
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WHAT NOT TO PUT DOWN YOUR GARBAGE DISPOSALS

by Ron Giles of PRS

After many uses, garbage disposal blades need sharping. Just a hand full of ice can do the job. Another tip is put the drain plug in the garbage disposal. Fill the kitchen sink full of water. Turn on the garbage disposal and pull the plug.

 

1. Grease or oil. Just because it is out of sight does not mean the garbage disposal “disposed” of it. Usually, it solidifies and begins to build up in your pipes. Not good.
2. Vegetable peels. You might get away with it from time to time, but odds are, eventually this one will catch up with you–and leave you a soupy backfilled mess in your sink. Garbage disposals do not do too many peels–they’ll spit them up like an unhappy infant.
3. Egg shells. Believe or not, the membrane on the inside of the egg can wrap around the blades and wreak havoc. Better just to compost them.
4. Coffee Grounds. These seem like they go down fine, but over time, the little grounds build up like sediment in the pipes, causing all sorts of trouble.
5. Pits or seeds. Think: peach pits, avocado pits, cherries, etc. I am sure this one goes without mentioning, but it will basically rattle around in there like a pinball of destruction.
6. Bones. I know, again, duh.
7. Anything in bulk. Feed your disposal small meals, let it grind it up, then add more.
8. Garbage. Think: cigarette butts or paper. It is not really designed for those sorts of things and will get testy.
9. Rice and pasta. I did not know this. Basically, every time you turn the water on, the pasta and rice will continue to expand–even after your supposedly ground it up.
10. Stringy veggies. Think: celery, artichokes, carrots, corn husks, or even some types of lettuce. The stringy parts can wrap around the blades, causing resistance on the blades.
11. Potato Peels. These suckers can cause a soupy mess in your disposal down the road—even if you think you can get away with dumping them down the drain from time to time. The same goes for other starchy vegetables and beans.
12. Harsh Chemicals. Do not mistake your kitchen sink for a chemistry laboratory. The grinding components of most garbage disposals are made of galvanized steel which can corrode when contacted with strong chemicals like bleaching powder and such cleaning agents.
13. Onion Skins. The onion skin can get caught in the blades, but the worst thing is the will cause clogs down the pipes.
14. Pumpkins. Anyone who carved a pumpkin for Halloween knows how sticky they are. When thrown down a garbage disposal though they are juicy and slimy they will stick on to the grinding blades and form a clog. The only way to get rid of a pumpkin clog is by dismantling the pipes and cleaning it.
15. Corn Husk. Corn husks are some of the most fibrous items you can find in a kitchen. They are extremely difficult to grind and should never ever end up in a disposal.
16. Seafood. While you may feel confident that seafood like shrimp can be disposed of safely in a garbage disposal that’s not the case. Instead of going down the pipes they will form a white little ball that will clog the disposal. No matter what magical remedies you try dismantling the pipes is the only option that will work.

 

 

 

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