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Member News: At International Subsea Services, we are focused on providing Subsea Solution services with the highest levels of customer satisfaction

Member News: At International Subsea Services, we are focused on providing Subsea Solution services with the highest levels of customer satisfaction

  • Posted: Aug 16, 2022
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Exiting news – ISS has officially expanded our marine services installing docks and sea walls across Florida to Texas !!!!

Get your free estimates today to get on the schedule – we have immediate availability with no delays

We are an Independent Contractors of Lake, Pond, and Wetland Installation & Maintenance

The installation and maintenance of lakes, ponds, and wetlands while taking care of cleanliness in your environment are very important these days. The restoration of living shorelines is a creative and productive technique to save water areas from erosion. Erosion is a natural process in which forces of nature such as water or wind crumble and transfer earthen materials to several other areas. The restoration technique actually includes the installation of wetlands plants, grasses, a thick sheet of algae, shrubs, and trees at areas of marine boundaries. This technique involves experts and the careful placement of bio-engineering materials to protect nearby areas of vegetables and soil.

View our services we offer to Homes, HOA’s, Condo’s and the Marine Industry

Living Shoreline & Hillside and Seeking the Best Restoration Company Near Me in FL

The contractors of local lakes and ponds for the restoration process, International Subsea Solution Services, have over 20 years of experience in the field. Whether it is demolition or restoration, every related service is offered by our well-experienced local team. We provide our services in areas of Florida in a fast and easy manner. Our professional pond and lake management services company is legally approved by the installation contractor for Dredge Sox Erosion Solutions. Wetland protection and shoreline restoration services are served by the high-quality products and materials of Dredge Sox. The materials used by our company make and restore banks into perfect-looking living shorelines. We have worked on managing several projects for which clients gave great feedback to our team.

 


Over twenty years of experience in construction inclusive of shoreline pipeline installations and shallow / deep water ROV and diving operations. Experienced in Horizontal Directional Drilling (HDD) of pipelines to include land based excavations associated with such HDD methodology. Marine construction including pile driving and new wharf installations. Installation of Bio-Engineered “Living Shorelines” through out the costal areas providing solutions for your erosion needs.

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DERREK OFFUTT (CEO)

Mobile: (832) 257-0813
Info@int-subsea.com
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Understanding Your Lake “How long will it take to clean up my lake?”

Understanding Your Lake “How long will it take to clean up my lake?”

  • Posted: Aug 16, 2022
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Understanding Your Lake

“How long will it take to clean up my lake?”

How-Long-to-Clean-Lake

This is one of the most often asked questions applicators get and is also one of the trickier ones to
answer. The hard part of this question is that there are so many variables to take into account when
trying to answer it. Are we dealing with one kind of weed or multiple ones?

Different ones may require separate treatments. Some of those treatments may not be compatible with each other which means they must be done on different visits. How bad is the problem? If the entire lake is affected,
we need to treat it in portions over time so we don’t deplete the dissolved oxygen.

Which herbicide is effective on the weeds you have? Some work quickly, where as others take time to do the job, and
not all herbicides work on every kind of plant. What is the weather? Forecasted rains can wash off or
dilute treatments, forcing work to be postponed.

These are just a few of the things we need to consider before we can even start to give a client an answer and that is just the beginning of the process. The EPA approved products we apply to lakes do not make the weeds magically disappear.

Once they begin to die, most will float to the surface and collect in mats. Then water chemistry,
weather, and lake circulation controls how long it takes for them to break down and sink. Sometimes
lakes will require follow up treatments to take care of re-growth, or dense pockets of plants.

An experienced lake management company can give you an estimate of how long it will take to start to
see results but a definite answer can be difficult. Understand that there is a customized plan being
implemented and that your manager is working to remedy the problem. If you ever have any specific
questions about your lake and its care, the staff at Allstate Resource Management is here to answer
them and provide you with the information you need.


Author: Stephen Montgomery, Senior Biologist


Allstate Resource Management has over 25 years of experience in maintaining the health of lakes, ponds, wetlands, and stormwater systems. We have continued since our inception to be the leader in resource management.

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VIOLATION REMEDIES: SELF-HELP vs. INJUNCTION – Which to Use?

VIOLATION REMEDIES: SELF-HELP vs. INJUNCTION – Which to Use?

  • Posted: Aug 15, 2022
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VIOLATION REMEDIES: SELF-HELP vs. INJUNCTION

Which to Use

Imagine this scenario: you are on the board of directors of your association. The association has repeatedly requested that an owner pressure wash their dirty roof to bring it into compliance with the community standards, but the owner refuses to do so. The association has already sent a number of demand letters and even levied a fine and perhaps a suspension of use rights, too, but the owner still will not comply. What is the association’s next step?

  • Is it time to file a lawsuit to compel compliance? Chapters 718 (governing condominiums), 719 (governing cooperatives), a 720 (governing homeowners associations), Florida Statutes, authorize the association to bring an action at law or in equity to enforce the provisions of the declaration against the owner.

OR

  • Is it time for the association to use its “self-help” remedy? In fact, many declarations contain such “self-help” language, which authorizes the association to cure the violation on behalf of an owner and even, at times, assess the owner for the costs of doing so. These “self-help” provisions generally contain permissive language, meaning that the association may, but is not “obligated” to, cure the violation.

Assume that the association’s declaration contains both the permissive “self-help” remedy and the right to seek an injunction from the court that orders the owner to clean their roof or else be in contempt of court. Thus, it would appear the association has a decision to make: (i) go to court to seek the injunction; or (ii) enter onto the owner’s property, pressure clean the roof, and assess the costs to the owner. Not so fast! Recent case law from Florida’s Second District Court of Appeal affirmed a complication to what should be a simple decision, discussed in greater detail below.

In two cases decided 10 years apart, Florida’s Second District Court of Appeal decided that an association did not have the right to seek an injunction to compel an owner to comply with the declaration if the declaration provided the association the authority to engage in “self-help” to remedy the violation. Prior to a discussion of the cases, a brief explanation of legal and equitable remedies is necessary.

There is a general legal principle that, if a claimant has a remedy at law (e.g., the ability to recover money damages under a contract), then it lacks the legal basis to pursue a remedy in equity (e.g., an action for injunctive relief). In the association context, a legal remedy would be to exercise the “self-help” authority granted in the association’s declaration. An equitable remedy would be to bring an action seeking an injunction to compel an owner to take action to comply with the declaration (e.g., compelling the owner to pressure wash their roof). A court will typically only award an equitable remedy when a legal remedy (such as “self-help”) is unavailable, insufficient, or inadequate.

This distinction is first illustrated in Alorda v. Sutton Place Homeowners Association, Inc., 82 So. 3d 1077 (Fla. 2d DCA 2012). In Alorda, the owners failed to provide the association with proof of insurance coverage as required by the declaration. The association sent multiple demand letters to the owners, but they failed to comply. The declaration provided, in pertinent part, that “[t]he owner shall furnish proof of such insurance to the Association at the time of purchase of a lot and shall furnish proof of renewal of such insurance on each anniversary date. If the owner fails to provide such insurance the Association may obtain such insurance and shall assess the owner for the cost of the same in accordance with the provisions of this Declaration” (emphasis added). In accordance with the foregoing, the association had the option to purchase the insurance on behalf of the owners and assess them for the costs of same.

However, the association chose instead to file a complaint against the owners seeking the equitable remedy of injunctive relief, asking the court to enter a permanent mandatory injunction requiring the owners to obtain the required insurance coverage. The owners then filed a motion to dismiss the suit arguing that even though they had violated a provision of the declaration, the equitable remedy of an injunction is not available because the association had an adequate remedy at law. In other words, the owners argued that, because the association could have, pursuant to the declaration, undertaken the ”self-help” option by purchasing the required insurance and assessing it against the owners, they had an available legal remedy and, therefore, the equitable remedy sought (a mandatory injunction) was not available to the association. The court, citing to a different case, Shaw v. Tampa Electric Company, 949 So.2d 1006 (Fla. 2d DCA 2007), explained that a mandatory injunction is proper only where a clear right has been violated, irreparable harm has been threatened, and there is a lack of an adequate remedy at law. As the association had an adequate remedy at law (the authority to purchase the insurance on behalf of the owners), the third requirement was not met. Therefore, the court held that the association failed to state a cause of action and dismissed the case. (This case might be decided differently today as it appears the insurance marketplace will not permit an association to purchase insurance for a unit that it does not own, so the legal remedy presumed available to the association would be inadequate).

Similarly, in the recent case of Mauriello v. The Property Owners Association of Lake Parker Estates, Inc., Case No. 2D21-500 (Fla. 2d DCA 2022), Florida’s Second District Court of Appeal considered the award of attorneys’ fees after the dismissal of the association’s action for an injunction. Ultimately, the court held that the owners were the prevailing party as the association could not seek an injunction because the association had an adequate remedy at law. In Mauriello, the owners failed to maintain their lawn and landscaping in good condition as required by the declaration. As such, the association filed a complaint seeking a mandatory injunction ordering the owners to maintain the lawn and landscaping in a “neat condition.” The association’s declaration contained similar language to the declaration at issue in Alorda. The declaration provided that, if an owner failed to perform any maintenance required by the declaration, the association, after written notice, “may have such work performed, and the cost thereof shall be specifically assessed against such Lot which assessment shall be secured by the lien set forth in Section 9 of this Article VI” (emphasis added). In other words, the association had the permissive “self-help” authority pursuant to the declaration.

The facts of this case were complicated by the sale of the home in the middle of the suit. The new owners voluntarily brought the home into compliance with the declaration, and the case became moot. However, the parties continued to fight over who was entitled to prevailing party attorneys’ fees. The association argued it was entitled to prevailing party attorneys’ fees because the voluntary compliance was only obtained after the association was forced to commence legal action. The owners, citing Alorda, argued that they were entitled to prevailing party attorneys’ fees as the association’s complaint never stated a cause of action in the first place. They argued that the complaint should have been dismissed at the outset because the association sought an equitable remedy (mandatory injunction) when a legal remedy was available to the association (exercise of “self-help” authority).

Florida’s Second District Court of Appeal agreed with the owners that Alorda was controlling. The Court explained that, as in Alorda, “the association’s declaration gave it the option of remedying the alleged violation itself, assessing the owner for the cost, and if the owner failed to pay, placing a lien on the property and foreclosing if it remained unpaid.” As such, the association had an adequate remedy at law and could not seek the equitable remedy of an injunction, which was initially sought by the association. Because the mandatory injunction was not available to the association, the association’s complaint failed to state a proper cause of action and, thus, should have been dismissed by the trial court at the outset. Therefore, the association was not entitled to its sought-after prevailing party attorneys’ fee award, which is otherwise granted if a party comes into compliance after the lawsuit is served.

Sections 718.303 (as to condominiums), 719.303 (as to cooperatives), and 720.305 (as to homeowners associations), Florida Statutes, contain similar language that specifically authorizes the association to bring actions at law or in equity, or both, in the event an owner fails to comply with the governing documents of the association. However, neither the Court in Alorda nor the Court in Mauriello addressed the association’s statutory authority to bring an injunction against an owner who fails to comply with the requirements of the declaration, but rather found that the association must use the “self-help” remedy since it was available to cure the violation.

Notwithstanding the Alorda and Mauriello decisions rendered by Florida’s Second District Court of Appeal, past appellate court decisions from other appellate jurisdictions in Florida have permitted community associations to pursue claims for injunctive relief against violating owners so long as a violation of the restrictive covenant is alleged in the complaint. As such, the Alorda and Mauriello cases appear to be departures from the established principle. Additionally, as both decisions came from Florida’s Second District Court of Appeal, the decisions are certainly binding on those associations within the jurisdiction of the Second District, but there has been no indication that other districts will follow suit. However, there is risk that other appellate district courts may be persuaded by the holdings of Alorda and Mauriello.

As such, if your association’s declaration contains a “self-help” provision, and your association chooses to seek an injunction against an owner rather than pursue “self-help,” the board should definitely discuss the issue in greater detail with the association’s legal counsel prior to proceeding.

The Kaye Bender Rembaum Team Remains Available To You and Your Community Association

 

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Event: Continued Discussion on SB-4D and more on How to Prepare Your 2023 Budget

Event: Continued Discussion on SB-4D and more on How to Prepare Your 2023 Budget

  • Posted: Aug 15, 2022
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Continued Discussion on SB-4D and more on How to Prepare Your 2023

Wednesday, August 17, 2022 | 12 Noon to 1:00pm

Castle Group invites you to join us for Season 3, Episode 12 of Association Leadership. Join our continued discussion on SB-4D and more on how to prepare for your 2023 budget. The live webinar will be hosted by Craig Vaughan, Castle Group – Founder & CFO who will be joined by Attorneys Michael S. Bender and Jeffrey A. Rembaum – Kaye Bender Rembaum, P.L., Board Certified Specialists in Condominium and Planned Development Law, and special guest Steven Gladstone, Gladstone & Company, CPAs, Owner.

Wednesday, August 17, 2022 | 12 Noon to 1:00pm

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Webinar: Loans and Borrowing Money – What Community Associations Need to Know

Webinar: Loans and Borrowing Money – What Community Associations Need to Know

  • Posted: Aug 10, 2022
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Webinar: Loans and Borrowing Money – What Community Associations Need to Know

WEDNESDAY, AUGUST 10, 2022 AT 10 AM-11AM

There is a lot of confusion when it comes to obtaining a loan as a community association. This webinar is intended to clear the confusion and provide you with the necessary tools to obtain a loan.
You will learn:
• What is and is not collateral for a community association loan
• What type of loan documents to avoid
• The borrowing process from beginning to end
• When to get your attorney involved
This program is not eligible for CEU credit or certificate of completion.
________________________________________
This is going to be presented on Zoom! Full live viewing instructions will be sent to all registrants.
________________________________________

REGISTER NOW:

 

LUNCH & LEARN Q&A WITH KAYE BENDER REMBAUM  08/10/2022  11:30 am – 12:45 pm

LUNCH & LEARN Q&A WITH KAYE BENDER REMBAUM  08/10/2022  11:30 am – 12:45 pm

  • Posted: Aug 10, 2022
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LUNCH & LEARN Q&A WITH KAYE BENDER REMBAUM

Shawn G. Brown, Esq., BCS from our Tampa location will answer your questions live on Zoom!
RSVP Free HERE

The theme for this Lunch & Learn is Association Operations. Topics to include Cyberstalking & Defamation in Community Associations.
Be sure to ask a question on the registration form, and it may be picked to be addressed live. Shawn will also take questions live, during the discussion!

 

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August 11, 2022 12 Noon to 2:00pm Live via Zoom “Condominium Board Member Certification”

August 11, 2022 12 Noon to 2:00pm Live via Zoom “Condominium Board Member Certification”

August 11, 2022 12 Noon to 2:00pm Live via Zoom “Condominium Board Member Certification”

Thursday, August 11, 2022
12 Noon to 2:00pm Eastern | Live via Zoom
Join attorneys Andrew B. Black, BCS and Nicole E. Halpryn, each from our Pompano Beach office.
This webinar covers the essentials of condominium board membership, and is updated regularly to remain current with legislative amendments to Florida’s Condominium Act. In addition, this webinar satisfies Florida’s requirement for new condominium board members. It also serves as an excellent refresher course. Licensed CAMS will receive two (2) CE credits.
Receive your certificates right after the webinar!
Course# 9630075 | Provider# 0005092 | 2 CEU in IFM
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The second half of the Duct and HVAC cleaning and remediation. Cleaning the Air Handler is a critical part of the process. by Flash Air Care

The second half of the Duct and HVAC cleaning and remediation. Cleaning the Air Handler is a critical part of the process. by Flash Air Care

  • Posted: Aug 09, 2022
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The second half of the Duct and HVAC cleaning and remediation. Cleaning the Air Handler is a critical part of the process.

Donald Brodsky  President at HOF, Flash Air Care – CAC1817554

Let’s not forget the HVAC Tech on the roof. We were on this roof today at 4:30 am so we can have a few good hours of no sun on our backs.

This is the second half of the Duct and HVAC cleaning and remediation. Cleaning the Air Handler is a critical part of the process. Cleaning Ducts without cleaning the machine that moves the air is just a receipe for re-contamination of the entire system.

Just another job at the Boca Raton Mall this week. Grateful for all the Remediation and Restoration companies that trust Flash Air Care to work side by side on their Mold Remediation projects.

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Commercial Roof Maintenance in South Florida by PSI Roofing

Commercial Roof Maintenance in South Florida by PSI Roofing

  • Posted: Aug 09, 2022
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Commercial Roof Maintenance in South Florida

by PSI Roofing / Paulo Souza ,Poul Folkersen

Each year, millions of dollars are wasted on unnecessary roof replacement due to lack of ongoing maintenance.  90% of early roof failures are caused by lack of proper roof maintenance.  Small leaks can cause extensive damage to the interior of your building as well as the roof system itself and may not be detected for some time.  Regular maintenance can prevent unforeseen costs and extend the life of your roof by up to 30%.

The best way to extend the life of your roof is to have a roofing company perform regular roof inspections and maintenance.  All roofing manufacturers require regular inspections and maintenance to maintain coverage.  Regular inspections can also prevent costly problems from issues not covered by the manufacturer’s guarantee. Such as damage from vandalism, damage done to the roof by other contractors, or structural deterioration.  PSI Roofing provides roof maintenance in Miami, Fort Lauderdale and surrounding areas. We offer one, three and five year warranties on your new roof to take care of any outstanding problems not covered by the manufacturer.

Leak-Free Guarantee With Our Annual Roof Maintenance Program

right new commercial roof for your propertyWhen PSI Roofing performs your annual roof maintenance, we can lock in your cost and provide a watertight leak free guarantee. This guarantee will cover any repairs that are needed during the term of your maintenance program.

What Else Can PSI Roofing Do For You?

Our team will perform a roof inspection report and generate a survey report with preventative maintenance and the recommended scope of work which will greatly prolong the life of your roof.

The weather and harsh elements in the South Florida area will wear on your roof system.  PSI will provide solutions such as applying a reflective coating or re-graveling bare areas, which will protect your roof from additional deterioration and therefore extending the life of your roof.

CONTACT US FOR YOUR ROOF INSPECTION

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Achieve A Weed-Free Lake – Check out our tips to learn how to best manage weeds in your lake.

Achieve A Weed-Free Lake – Check out our tips to learn how to best manage weeds in your lake.

  • Posted: Aug 08, 2022
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Achieve A Weed-Free Lake

The way aquatic weeds are managed depends on your goals. Check out our tips to learn how to best manage weeds in your lake.

Aquatic Weeds? Effective Management Will Depend on Your Unique Ecosystem

Lakes and ponds are home to many unique and beneficial species, but without proper management aquatic weeds and plant life can become a nuisance by destroying native habitat, clogging stormwater pipes, detracting from aesthetics and causing other problems in the ecosystem. Identifying the best management approach can be another challenge. Aquatic weed control is a nuanced problem, and the best management methods are usually influenced by many different variables.

aquatic weed management - pond weed control - Biology - Rake Toss Dense Hydrilla

Which Lake Weed Species Are You Dealing With?

Rather than making one-size-fits-all management recommendations, reputable lake and pond management professionals generally conduct an official aquatic weed survey before designing a customized management program. An onsite evaluation is the most direct, effective way to identify important physical factors within the waterbody, determine potential problem species, and consider the management goals of the property owner or community. Each of these variables is equally important in its own regard and requires a unique custom approach and management plan to effectively address.

duckweed-invasive-plant-management

Identifying Aquatic Weed Species

To safely eradicate targeted pond weeds, lake managers typically begin by properly identifying the invasive species that are present and taking careful note of their physical characteristics. Proper identification removes the risk of using an ineffective control measure—a mistake that can result in a large loss of time and resources. Plant identification is sometimes a difficult task, requiring dichotomous keys, stereoscopes, and even lab tests. Once the species has been properly identified, we will consider its physical requirements in order to develop a multi-faceted management approach.

mechanical-hydro-rake-aquatic-weed-control

Solutions for Managing Aquatic Weed Growth

Sustainable control of a problem species is the primary objective when developing a management plan. Lake management professionals utilize many products and services to eradicate undesirable invasive species. Some ponds can simply be managed through targeted hand pulling or biological control measures such as stocking triploid grass carp. Other situations may call for extensive vegetation and sediment removal through hydro-raking or dredging. More established infestations may require the use of a new “reduced risk” herbicide alternative called ProcellaCOR, which is designed to only impact target species. Working with a professional who understands these options and how to best use them is the most efficient way to ensure the safe, thorough resolution of your aquatic weed issue.

enjoying-beautiful-water

Helping You Reach Your Goals

While environmental balance and safety are of utmost importance, stakeholder goals are also at the forefront of our consideration when designing management programs. Just as no two waterbodies are the same, neither are stakeholder desires. A fishing and duck hunting pond owner will almost certainly have vastly different goals than a homeowners’ association with a five-acre pond within city limits. Each group has its own idea of what a perfect lake looks like. This is where communication becomes the key to reaching our client’s goals. We take the time to ask the right questions and allow the client to explain their vision. We communicate with our clients throughout the restoration process and beyond to ensure the health, beauty, and function of their waterbody continues to exceed their goals.

Achieve the Waterbody You Desire

Water resources with multiple stakeholders present their own challenges. However, our team is experienced in communicating with multiple stakeholders to develop goals and strategies tailored to the interests of the entire group. Programs are designed to correct existing problems, improve the quality of the lake or pond to fit the group’s desires, and provide ongoing education. Community education within these settings is especially important, as each small action by individuals has a cumulative effect on the aquatic system as a whole.

So, ultimately, the management approach we select depends on many different factors. We can solve your pond weed issues, but what are you looking to get out of your lake? Is it a family fishing pond for the grandkids to enjoy, or a lake serving 500 homeowners that enjoy everything from waterskiing to bass fishing? Once the right questions are asked, then we can then recommend an appropriate aquatic weed control plan and begin helping your waterbody reach its full potential.

 

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Community Association Collections 101: What Is a Condition Precedent? by Axela Tech.

Community Association Collections 101: What Is a Condition Precedent? by Axela Tech.

  • Posted: Aug 08, 2022
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Community Association Collections 101: What Is a Condition Precedent?

HOA debt collection and community association management are two very highly-regulated industries. Between sweeping federal regulations like the FDCPA, state statutes dictating operational and communication requirements, local city or county rental ordinances, and of course, individual community governing documents, there is a lot of governance in the HOA and condo association world.

This abundance of legislation can make it hard for board members to know what steps they’re allowed to take (and when!) regarding HOA debt collection.

 

HOA Collections: Condition Precedent and Process

When an owner goes delinquent on their HOA dues, the community usually has a security interest and the ability to foreclose and take limited title to a property. Before they exercise the security interest, and even before they can send a unit into collections, there are specific steps that must be taken. These steps are called “Condition Precedent.”

A condition precedent is defined as “a condition or an event that must occur before a right, claim, duty, or interest arises.” In plain English, certain tasks must be completed before an anticipated action can occur (like a collection effort). You can’t take a vacation until you’ve saved up enough money, right? Same concept.

If your management team does not get the condition precedent right, then your HOA or condo association cannot send a file to collections. Period, end of story. So these are very important steps of the collections process.

 

What Condition Precedent is Needed to Send a File to Collection? 

Condition precedent can vary widely depending on what part of the country you are in and what other legal restrictions your community is under. This will mostly depend on where your HOA or condo association is located, but it can also be impacted by what your own governing documents state.

Some states require a host of steps that need to be taken before a community association can move a file to a collection agency. Some of these steps include but are not limited to:

  • The association must send a courtesy letter to a delinquent owner.
    • In some states (Colorado, for example), if the owner speaks any other language besides English, the community association is required to communicate in their language. This can be critical. It must be a good translation from English that would be acceptable in a court if necessary (so Google Translate is probably not good enough).
  • Sending a Notice of Delinquency to the delinquent owner via certified mail, return receipt requested.
    • The notice should advise the owner that they can enter into an 18-month payment plan.
    • This notice must also advise the owner regarding:
      • Unpaid assessments.
      • Unpaid fines for violations.
      • All other charges should be itemized in this notice.
      • And the association needs to advise the owner that a security interest exists, and the community exercises its right to foreclosure.
  • The association must have a Uniform Collection Policy that will review the steps that the association may take to collect the past due assessments.
  • The board must take a vote (in a closed session) before they send a unit into collections.

 

Get Help Navigating HOA Collection Condition Precedent

While this list covers many common condition precedent requirements, every state will vary. If your association misses a step, it could very well mean that you will lose any progress you’ve made and be bumped back to step one. Community association management firms should understand what their communities are expected to do legally before sending a unit into collections.

Axela Technologies has a team of experts who understand all of the condition precedent steps needed and can help educate on this exact matter. Whether you’re a management company looking to help your associations stay on track, or a board of directors seeking out HOA debt collection assistance, Axela can help.

When you are ready to recover your money, avoid the hassle and get a professional to help. Click here for a free, no-risk consultation with an Axela collections specialist.

 

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