Aruba Permit Services

by Joseph Patrick Connelly
Public Adjuster, Association Adjusting

Have you suffered damage to your home? Do you need help understanding and adjusting your insurance claim? A public insurance adjuster can help you obtain the most money possible for the damage done to your home. Further, as a homeowner, under large amounts of stress, you may not have the knowledge, expertise, time, or even the energy to handle such a complex claim.

Here are just a few advantages of hiring a public insurance adjuster:

1. Helps You Understand Your Policy
   Insurance policies are complex documents that can be hard to interpret if you’re not an expert. A public insurance adjuster can offer the expertise needed to decipher the language of the insurance policy. They can help you understand what options you have in order to make a proper claim under your insurance contract. Public adjusters will provide these services for a normal contingency fee. A public adjuster uses their experience and skill set to secure a proper claim settlement to conduct repairs as a result of the claim event. Bringing your property back to ‘like, kind, quality.”
2. Saves You Time
   A public adjuster will organize and manage your claim for you, whether it’s a claim for a flood, fire, smoke, wind and hurricane damage, or other disasters that can damage your home. This way, you’ll spend less time dealing with claims issues and more time handling other priorities you have as a homeowner. Indeed, you can get on with your daily life and leave the insurance adjusting to a professional.
3. Resolves Your Claim Faster
   Handling an insurance claim yourself can come with many complications. Corresponding with your insurance company and gathering the necessary paperwork to resolve your claim can be quite time-consuming and may interfere with your other commitments. Because public adjusters possess the knowledge and expertise to understand insurance claims, are experienced in processing necessary paperwork, and are skilled at using the proper language to communicate with your insurance carrier, your insurance claim could be processed faster.
4. Protect Your Rights as a Policyholder
   Unlike company insurance adjusters who work for large companies, public insurance adjusters work on behalf of you, the policyholder. They have no relationship with the insurance company. The only time a public insurance adjuster corresponds with the insurance company is when it’s regarding the policyholder’s insurance claim. Your public adjuster will handle the necessary meetings, e-mails, phone calls, and paper documents involved with your claim. Public adjusters help clients negotiate appropriate settlements with their insurer. Thus, if your claim is denied, a public adjuster understands your insurance company’s expectations and could use their skillset if you need to take a more aggressive approach to obtain appropriate claim settlements.
5. Ensures Fair Value for Your Claim
   The Office of Program and Policy Analysis & Government Accountability (OPAGGA) conducted a study in the state of Florida, which showed that public adjusters negotiate up to a 747% larger settlement (before removing the contingency payment) from insurance companies for commercial business and homeowner insurance property loss claims than the insurance company was planning to pay out. This shows how important it is for homeowners to consult with a public insurance adjuster, as they can help them receive as much as possible from their insurance claim.

Learn More About Hiring a Public Insurance Adjuster

Are you in need of a public insurance adjuster? Association Adjusting can help you, as a homeowner, obtain a fair settlement for damages. We understand that insurance claims could be stressful and we strive to remove that stress from our valued clients. Contact us today and let us help you file an insurance claim and secure the proper settlement you deserve.