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Find Blog Articles for Florida’s Condo, HOA and the Management Industry. 

Event: Continued Discussion on SB-4D and more on How to Prepare Your 2023 Budget

Event: Continued Discussion on SB-4D and more on How to Prepare Your 2023 Budget

Continued Discussion on SB-4D and more on How to Prepare Your 2023

Wednesday, August 17, 2022 | 12 Noon to 1:00pm

Castle Group invites you to join us for Season 3, Episode 12 of Association Leadership. Join our continued discussion on SB-4D and more on how to prepare for your 2023 budget. The live webinar will be hosted by Craig Vaughan, Castle Group – Founder & CFO who will be joined by Attorneys Michael S. Bender and Jeffrey A. Rembaum – Kaye Bender Rembaum, P.L., Board Certified Specialists in Condominium and Planned Development Law, and special guest Steven Gladstone, Gladstone & Company, CPAs, Owner.

Wednesday, August 17, 2022 | 12 Noon to 1:00pm

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Webinar: Loans and Borrowing Money – What Community Associations Need to Know

Webinar: Loans and Borrowing Money – What Community Associations Need to Know

Webinar: Loans and Borrowing Money – What Community Associations Need to Know

WEDNESDAY, AUGUST 10, 2022 AT 10 AM-11AM

There is a lot of confusion when it comes to obtaining a loan as a community association. This webinar is intended to clear the confusion and provide you with the necessary tools to obtain a loan.
You will learn:
• What is and is not collateral for a community association loan
• What type of loan documents to avoid
• The borrowing process from beginning to end
• When to get your attorney involved
This program is not eligible for CEU credit or certificate of completion.
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This is going to be presented on Zoom! Full live viewing instructions will be sent to all registrants.
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REGISTER NOW:

 

LUNCH & LEARN Q&A WITH KAYE BENDER REMBAUM  08/10/2022  11:30 am – 12:45 pm

LUNCH & LEARN Q&A WITH KAYE BENDER REMBAUM  08/10/2022  11:30 am – 12:45 pm

LUNCH & LEARN Q&A WITH KAYE BENDER REMBAUM

Shawn G. Brown, Esq., BCS from our Tampa location will answer your questions live on Zoom!
RSVP Free HERE

The theme for this Lunch & Learn is Association Operations. Topics to include Cyberstalking & Defamation in Community Associations.
Be sure to ask a question on the registration form, and it may be picked to be addressed live. Shawn will also take questions live, during the discussion!

 

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August 11, 2022 12 Noon to 2:00pm Live via Zoom “Condominium Board Member Certification”

August 11, 2022 12 Noon to 2:00pm Live via Zoom “Condominium Board Member Certification”

August 11, 2022 12 Noon to 2:00pm Live via Zoom “Condominium Board Member Certification”

Thursday, August 11, 2022
12 Noon to 2:00pm Eastern | Live via Zoom
Join attorneys Andrew B. Black, BCS and Nicole E. Halpryn, each from our Pompano Beach office.
This webinar covers the essentials of condominium board membership, and is updated regularly to remain current with legislative amendments to Florida’s Condominium Act. In addition, this webinar satisfies Florida’s requirement for new condominium board members. It also serves as an excellent refresher course. Licensed CAMS will receive two (2) CE credits.
Receive your certificates right after the webinar!
Course# 9630075 | Provider# 0005092 | 2 CEU in IFM
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The second half of the Duct and HVAC cleaning and remediation. Cleaning the Air Handler is a critical part of the process. by Flash Air Care

The second half of the Duct and HVAC cleaning and remediation. Cleaning the Air Handler is a critical part of the process. by Flash Air Care

The second half of the Duct and HVAC cleaning and remediation. Cleaning the Air Handler is a critical part of the process.

Donald Brodsky  President at HOF, Flash Air Care – CAC1817554

Let’s not forget the HVAC Tech on the roof. We were on this roof today at 4:30 am so we can have a few good hours of no sun on our backs.

This is the second half of the Duct and HVAC cleaning and remediation. Cleaning the Air Handler is a critical part of the process. Cleaning Ducts without cleaning the machine that moves the air is just a receipe for re-contamination of the entire system.

Just another job at the Boca Raton Mall this week. Grateful for all the Remediation and Restoration companies that trust Flash Air Care to work side by side on their Mold Remediation projects.

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Commercial Roof Maintenance in South Florida by PSI Roofing

Commercial Roof Maintenance in South Florida by PSI Roofing

Commercial Roof Maintenance in South Florida

by PSI Roofing / Paulo Souza ,Poul Folkersen

Each year, millions of dollars are wasted on unnecessary roof replacement due to lack of ongoing maintenance.  90% of early roof failures are caused by lack of proper roof maintenance.  Small leaks can cause extensive damage to the interior of your building as well as the roof system itself and may not be detected for some time.  Regular maintenance can prevent unforeseen costs and extend the life of your roof by up to 30%.

The best way to extend the life of your roof is to have a roofing company perform regular roof inspections and maintenance.  All roofing manufacturers require regular inspections and maintenance to maintain coverage.  Regular inspections can also prevent costly problems from issues not covered by the manufacturer’s guarantee. Such as damage from vandalism, damage done to the roof by other contractors, or structural deterioration.  PSI Roofing provides roof maintenance in Miami, Fort Lauderdale and surrounding areas. We offer one, three and five year warranties on your new roof to take care of any outstanding problems not covered by the manufacturer.

Leak-Free Guarantee With Our Annual Roof Maintenance Program

right new commercial roof for your propertyWhen PSI Roofing performs your annual roof maintenance, we can lock in your cost and provide a watertight leak free guarantee. This guarantee will cover any repairs that are needed during the term of your maintenance program.

What Else Can PSI Roofing Do For You?

Our team will perform a roof inspection report and generate a survey report with preventative maintenance and the recommended scope of work which will greatly prolong the life of your roof.

The weather and harsh elements in the South Florida area will wear on your roof system.  PSI will provide solutions such as applying a reflective coating or re-graveling bare areas, which will protect your roof from additional deterioration and therefore extending the life of your roof.

CONTACT US FOR YOUR ROOF INSPECTION

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Community Association Collections 101: What Is a Condition Precedent? by Axela Tech.

Community Association Collections 101: What Is a Condition Precedent? by Axela Tech.

Community Association Collections 101: What Is a Condition Precedent?

HOA debt collection and community association management are two very highly-regulated industries. Between sweeping federal regulations like the FDCPA, state statutes dictating operational and communication requirements, local city or county rental ordinances, and of course, individual community governing documents, there is a lot of governance in the HOA and condo association world.

This abundance of legislation can make it hard for board members to know what steps they’re allowed to take (and when!) regarding HOA debt collection.

 

HOA Collections: Condition Precedent and Process

When an owner goes delinquent on their HOA dues, the community usually has a security interest and the ability to foreclose and take limited title to a property. Before they exercise the security interest, and even before they can send a unit into collections, there are specific steps that must be taken. These steps are called “Condition Precedent.”

A condition precedent is defined as “a condition or an event that must occur before a right, claim, duty, or interest arises.” In plain English, certain tasks must be completed before an anticipated action can occur (like a collection effort). You can’t take a vacation until you’ve saved up enough money, right? Same concept.

If your management team does not get the condition precedent right, then your HOA or condo association cannot send a file to collections. Period, end of story. So these are very important steps of the collections process.

 

What Condition Precedent is Needed to Send a File to Collection? 

Condition precedent can vary widely depending on what part of the country you are in and what other legal restrictions your community is under. This will mostly depend on where your HOA or condo association is located, but it can also be impacted by what your own governing documents state.

Some states require a host of steps that need to be taken before a community association can move a file to a collection agency. Some of these steps include but are not limited to:

  • The association must send a courtesy letter to a delinquent owner.
    • In some states (Colorado, for example), if the owner speaks any other language besides English, the community association is required to communicate in their language. This can be critical. It must be a good translation from English that would be acceptable in a court if necessary (so Google Translate is probably not good enough).
  • Sending a Notice of Delinquency to the delinquent owner via certified mail, return receipt requested.
    • The notice should advise the owner that they can enter into an 18-month payment plan.
    • This notice must also advise the owner regarding:
      • Unpaid assessments.
      • Unpaid fines for violations.
      • All other charges should be itemized in this notice.
      • And the association needs to advise the owner that a security interest exists, and the community exercises its right to foreclosure.
  • The association must have a Uniform Collection Policy that will review the steps that the association may take to collect the past due assessments.
  • The board must take a vote (in a closed session) before they send a unit into collections.

 

Get Help Navigating HOA Collection Condition Precedent

While this list covers many common condition precedent requirements, every state will vary. If your association misses a step, it could very well mean that you will lose any progress you’ve made and be bumped back to step one. Community association management firms should understand what their communities are expected to do legally before sending a unit into collections.

Axela Technologies has a team of experts who understand all of the condition precedent steps needed and can help educate on this exact matter. Whether you’re a management company looking to help your associations stay on track, or a board of directors seeking out HOA debt collection assistance, Axela can help.

When you are ready to recover your money, avoid the hassle and get a professional to help. Click here for a free, no-risk consultation with an Axela collections specialist.

 

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SOME OTHER NEW LAWS CONDOS MUST FOLLOW – PART TWO  By Eric Glazer, Esq.

SOME OTHER NEW LAWS CONDOS MUST FOLLOW – PART TWO By Eric Glazer, Esq.

SOME OTHER NEW LAWS CONDOS MUST FOLLOW – PART TWO

By Eric Glazer, Esq.

DISTRIBUTION OF THE INSPECTION REPORTS

Upon completion of a phase one or phase two milestone inspection and receipt of the inspector-prepared summary of the inspection report from the architect or engineer who performed the inspection, the association must distribute a copy of the inspector-prepared summary of the inspection report to each unit owner, regardless of the findings or recommendations in the report, by United States mail or personal delivery and by electronic transmission to unit owners who previously consented to receive notice by electronic transmission; must post a copy of the inspector-prepared summary in a conspicuous place on the condominium property; and must publish the full report and inspector-prepared summary on the association’s website, if the association is required to have a website.

THE DEVELOPER’S TURNOVER REPORT

Notwithstanding when the certificate of occupancy was issued or the height of the building, the developer must provide a milestone inspection report in compliance with s. 553.899 included in the official records, under seal of an architect or engineer authorized to practice in this state, and attesting to required maintenance, condition, useful life, and replacement costs of the following applicable condominium property common elements comprising a turnover inspection report:

  1. Roof.
  2. Structure, including load-bearing walls and primary structural members and primary structural systems as those terms are defined in s. 627.706. 
  3. Fireproofing and fire protection systems.
  4. Elevators.
  5. Heating and cooling systems.
  6. Plumbing.
  7. Electrical systems.
  8. Swimming pool or spa and equipment.
  9. Seawalls.
  10. Pavement and parking areas.
  11. Drainage systems.
  12. Painting.
  13. Irrigation systems.
  14. Waterproofing
  15. A copy of the association’s most recent structural integrity reserve study.

     

POWERS OF THE DIVISION

So let’s say the developer is ignoring all of these new safety laws.  Does the DBPR have any power to do anything about it?

(1) The division may enforce and ensure compliance with this chapter and rules relating to the development, construction, sale, lease, ownership, operation, and management of residential condominium units and complaints related to the procedural completion of milestone inspections under s. 553.899.

However, Once The Developer Has Turned Over…

(2) However, after turnover has occurred, the division has jurisdiction to investigate  complaints related only to financial issues, elections, and the maintenance of and unit owner access to association records under s. 718.111(12), and the procedural completion of structural integrity reserve studies under s. 718.112(2)(g).

So………..if your Board ignores these new safety laws and you want to do something about it…..it’s off to court.

Part Two: New Condo Inspection Bill – Get your questions answered!

Part Two: New Condo Inspection Bill – Get your questions answered!

Part Two: New Condo Inspection Bill

Get your questions answered!

Thursday, Aug. 4, 2022 | Noon Eastern | Live via Zoom
Featuring Michael S. Bender, Esq., BCS from Kaye Bender Rembaum
and Scott Harvey-Lewis from Building Mavens.
Join us for this second webinar on the new condo inspection bill. Get answers to your questions from Evan Bradley at Campbell Property Management, Attorney Michael S. Bender from Kaye Bender Rembaum and Engineer Scott Harvey-Lewis from Building Mavens. We will discuss how these inspections might actually work, what they may cost, and more!
Be sure to ask your question about the new condo inspection bill when you register. We will do our best to answer as many questions as possible.
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OTHER NEW CONDO LAWS TO KNOW – PART ONE

OTHER NEW CONDO LAWS TO KNOW – PART ONE

  • Posted: Jul 26, 2022
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SOME OTHER NEW LAWS CONDOS MUST FOLLOW – PART ONE

By Eric Glazer, Esq.

We all know by now the myriad of new safety laws condos that are 3 stories or more are required to follow.  They include mandatory fire sprinklers or an engineered life safety system (for buildings 75 feet or higher only), a Phase One Milestone Inspection after 30 years and every ten years thereafter (25 years if the building is on the coast), a likely Phase Two Inspection which will result in required repairs to the structure and of course structural integrity reserve studies performed by an architect or engineer and the mandatory full funding of reserve accounts.

There’s actually more to know.

OFFICIAL RECORDS TO INCLUDE  AND BE POSTED ON THE ASSOCIATION’S WEBSITE:

  1. All audits, reviews, accounting statements,structural  integrity reserve studies, and financial reports of the association or condominium. Structural integrity reserve studies  must be maintained for at least 15 years after the study is completed.

 

A copy of the inspection reports for the milestone inspections and the structural integrity reserve studies  and any other inspection report relating to a structural or life safety inspection of the condominium property. Such record must be maintained by the association for 15 years after receipt of the report.

NO LONGER IS THERE THE ABILITY

TO WAIVE RESERVES OR USE THEM FOR OTHER PURPOSES

 

It was always ridiculously easy to waive the funding of the reserve account.  All it took was a lousy majority of a quorum.  Those days are now over and reserve accounts must be fully funded, like it or not.

The same rule finally applies to developers.  Before turnover of control of an association by a developer to unit owners other than a developer under 718.301, the developer-controlled association developer may not vote the voting interests allocated to its units to waive the reserves or reduce the funding of the reserves.

You can no longer vote to use reserves set aside for one category to be used to repair another category.  Effective December 31, 2024, members of a unit-owner controlled association may not vote to use reserve funds, or any interest accruing thereon, that are reserved for items listed in paragraph (g) for any other purpose other than their intended purpose.

(g) Structural integrity reserve study.

  1. An association must have a structural integrity reserve study completed at least every 10 years after the condominium’s creation for each building on the condominium property that is three stories or higher in height which includes, at a minimum,  a study of the following items as related to the structural integrity and safety of the building:
  2. Roof. 
  3. Load-bearing walls or other primary structural members.
  4. Floor. 
  5. Foundation.
  6. Fireproofing and fire protection systems. 
  7. Plumbing. 
  8. Electrical systems. 
  9. Waterproofing and exterior painting. 
  10. Windows.
  11. Any other item that has a deferred maintenance expense or replacement cost that exceeds $10,000 and the failure to replace or maintain such item negatively affects the items listed in subparagraphs a.-i., as determined by the licensed engineer or architect performing the visual inspection portion of the structural integrity reserve study.
  12. Before a developer turns over control of an association  to unit owners other than the developer, the developer must have a structural integrity reserve study completed for each building on the condominium property that is three stories or higher in height.

 

  1. Associations existing on or before July 1, 2022, which are controlled by unit owners other than the developer, must have a structural integrity reserve study completed by December 31, 2024, for each building on the condominium property that is three stories or higher in height.

BREACH OF FIDUCIARY DUTY – THIS IS SCARY

 

  1. If an association fails to complete a structural integrity reserve study pursuant to this paragraph,such failure is a breach of an officer’s and director’s fiduciary relationship to the unit owners under s. 718.111(1).  If you’re an officer or director, this new law should scare you to death.  If you fail to do the reserve study, you have automatically breached your fiduciary duty.  This could potentially result in individual liability against a director should the failure to do the reserve study result in collapse or injury.

 

(h) Mandatory milestone inspections.—If an association is required to have a milestone inspection performed pursuant to s. 553.899, the association must arrange for the milestone inspection to be performed and is responsible for ensuring compliance with the requirements of s. 553.899. The association is responsible for all costs associated with the inspection. If the officers or directors of an association willfully and knowingly fail to have a milestone inspection performed pursuant to s. 553.899, such failure is a breach of the officers’ and directors’ fiduciary relationship to the unit owners under s. 718.111(1)(a).  Again, If you’re an officer or director, this new law should scare you to death.  If you fail to do the milestone inspection, you have automatically breached your fiduciary duty.  This could potentially result in individual liability against a director should the failure to do the reserve study result in collapse or injury.

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