Skip to main content

SFPMA

Menu
Join SFPMA

SFPMA Industry Articles | news, legal updates, events & education! 

Find Blog Articles for Florida’s Condo, HOA and the Management Industry. 

community association boards completely overlook the significance of who is serving as the association’s registered agent. by Donna DiMaggio Berger

community association boards completely overlook the significance of who is serving as the association’s registered agent. by Donna DiMaggio Berger

 

Far too many community association boards completely overlook the significance of who is serving as the association’s registered agent. I’ve found associations whose registered agent is a former board member who is either deceased or who has moved away or a former law firm or lawyer who no longer represents the association.

Pursuant to Section 607.0501,F.S, the duties of a registered agent are to forward to the corporation at its official address any process, notice, or demand which is served on or received by the registered agent. If the registered agent fails in this regard, the association may miss crucial litigation deadlines as well as Code compliance hearings which can result in substantial damage to the association. Current board members and managers should also seriously consider whether they are up to the task of serving as Registered Agent as that role does come with potential liability.

 

Donna DiMaggio Berger is a Board Certified Specialist in Condominium and Planned Development Law as well as a Fellow in the College of Community Association Law a prestigious national organization which recognizes excellence and ethics in the field of community association law. Ms. Berger has counseled condominium, cooperative, timeshare, mobile home and homeowner associations throughout Florida.  Her work with these communities includes covenant enforcement, covenant amendment, contract review and drafting, collections and foreclosures, as well as advising these associations about the statutory and documentary guidelines for the daily administration of their communities.

Ms. Berger has led various advocacy initiatives working with legislators and other public policy makers on behalf of those who live, serve and work in common interest ownership communities. She has testified before the Florida Legislature regarding community association law and frequently appears on radio talk shows and in print media discussing these issues.

 

 

Tags: , , ,
MORE ABOUT COLLECTIONS By Eric Glazer, Esq. Published August 3, 2020

MORE ABOUT COLLECTIONS By Eric Glazer, Esq. Published August 3, 2020

MORE ABOUT COLLECTIONS

By Eric Glazer, Esq.

Published August 3, 2020

 

As promised a few weeks back, we need to discuss some very interesting pitfalls associations sometimes fall into in the area of collections.  In light of the fact that mortgage delinquencies are at an all-time high, rest assured that owners will in a short while begin falling behind on condo and HOA assessments as well.

The association must accept even partial payments.

 

Suppose the assessments are $300.00 per month.  An owner has not paid in 3 months and owes $900.00 plus late fees and interest.  The owner sends in a payment for $300.00.  Must the association accept the $300.00 payment?  YES.

In Ocean Two Condominium Ass’n, Inc. v. Kliger, 983 So.2d 739 (Fla.App. 3 Dist.,2008)  the court held that the refusal of a condominium association and its management company of tendered payments of undisputed maintenance fees by condominium unit owners was improper and rendered premature the association’s lien foreclosure action involving owners’ units..  The condominium statute provided that such payments were to be applied on account, without prejudice to association’s and unit owners’ respective positions.  In this case, the dispute would have been reduced to an inconsequential amount, and association’s attorneys could not in good faith have filed to foreclose the miniscule claim remaining. West’s F.S.A. § 718.116(3).

The association should not worry about restrictive endorsements.

 

Same scenario as above, but this time, the owner writes “paid in full” on the $300.00 check.  Should the association deposit the check?  If they do, are they now prevented from suing for the $600.00 balance?

The condo and HOA statutes each provide the methods by which to apply assessments that are paid.  Each statute makes it clear that they are to be applied in accordance with the statute, and any purported accord and satisfaction, or any restrictive endorsement, designation, or instruction placed on or accompanying a payment.   In simple terms, after applying the payment, the balance is still owed despite the words “paid in full” or similar words being placed on the check.

 

The association must apply the monies in accordance with the statute.

 

Same scenario as above, but the owner has also incurred $200.00 in attorney’s fees, $10.00 in interest and $75.00 in late fees.  How much does the owner owe to the association after making the $300.00 payment?

The statute says……….Assessments and installments on assessments which are not paid when due bear interest at the rate provided in the declaration, from the due date until paid. The rate may not exceed the rate allowed by law, and, if no rate is provided in the declaration, interest accrues at the rate of 18 percent per year. If provided by the declaration or bylaws, the association may, in addition to such interest, charge an administrative late fee of up to the greater of $25 or 5 percent of each delinquent installment for which the payment is late. Any payment received by an association must be applied first to any interest accrued by the association, then to any administrative late fee, then to any costs and reasonable attorney fees incurred in collection, and then to the delinquent assessment.

About HOA & Condo Blog

Since 2009, Eric has been the host of Condo Craze and HOAs, a weekly one hour radio show that airs at noon each Sunday on 850 WFTL.Eric Glazer graduated from the University of Miami School of Law in 1992 after receiving a B.A. from NYU. He has practiced community association law for more than 2 decades and is the owner of Glazer and Sachs, P.A. a seven attorney law firm with offices in Fort Lauderdale and Orlando and satellite offices in Naples, Fort Myers and Tampa.

See: www.condocrazeandhoas.com.

He is the first attorney in the State of Florida that designed a course that certifies condominium residents as eligible to serve on a condominium Board of Directors and has now certified more than 10,000 Floridians all across the state. He is certified as a Circuit Court Mediator by The Florida Supreme Court and has mediated dozens of disputes between associations and unit owners. Eric also devotes significant time to advancing legislation in the best interest of Florida community association members.

 

 

 

Tags: , , ,
Painting or Coating? Basic considerations for long term durability. – by William Pyznar / The Falcon Group

Painting or Coating? Basic considerations for long term durability. – by William Pyznar / The Falcon Group

Painting or Coating? Basic considerations for long term durability.

by William Pyznar / The Falcon Group

 

“Painting” your building sounds simple enough.  Most would anticipate the most important decision to be selecting which color to paint it.  However, a lot of chemistry and physics will play an important role in how that “paint” performs and how long it will be sticking to your building, protecting it and looking good.

For starters, lets differentiate between “paint” and “coating”.  All coatings are paints, but not all paints are coatings.   Generally speaking, paint is used for aesthetics, and coatings are used for performance.  Coatings are paints that serve a purpose beyond just the aesthetic color and finish.  In addition to color and texture, coatings can provide waterproofing, elasticity, breathability, dirt shedding and corrosion prevention properties.  With these additional properties typically comes added cost.  As such, it is important to make sure you are selecting the correct coating with proper preparation and application techniques to get the best long-lasting performance and return on your investment.

Most coating failures can be attributed one of three issues:

  • Improper selection of material
  • Improper preparation of the substrate
  • Improper application.

Before selecting a coating material and process, first consider the condition of the existing conditions and how the existing coating is performing and the condition of the existing substrate. Also consider what characteristics and results you are looking to achieve. Looking a little deeper into each of the causes of failure.  If there is an existing coating and the existing coating has failed, it is crucial to understand why before investing in recoating.   If the existing coating is performing, but you are looking to recoat for aesthetics, waterproofing or other performance characteristics, it is also imperative to understand the existing coating to be able to select the proper material, preparation and application of the new coating.

 

Selecting the new Coating:  Selecting the new coating will be governed by desired performance characteristics and chemistry.   You need to determine which performance characteristics you need such as breathability, elasticity, waterproofing, corrosion resistance and dirt shedding.  You then need to consider what materials you are going over.  The new coating should be compatible with the existing surface chemically and physically.

For example, topcoats should generally be of the same generic type of curing mechanism as undercoats and you don’t want to apply a rigid coating over a flexible base.  If it is anticipated that moisture escaping the concrete or wood substrate is a concern you may want to select a breathable material.  If crack bridging and movement is a concern, you may want to select an elastic material.  If existing layers of paint exist, you don’t want to keep applying layers of coatings so as to reduce the elasticity of the overall coating thickness.  Latexes are generally less effected by moisture then oil-based coatings.  Oil based coatings are not recommended for direct application on galvanized surfaces because the alkalinity on the galvanized surface will degrade the oil binder causing peeling.

 

Surface Preparation:  Surface preparation is the single most important factor in determining coating durability.  Proper preparation removes surface contaminants such as dirt, mildew chalking, salts and rust which can interfere with adhesion of the new coating.   Proper preparation will also produce a surface profile that will promote good adhesion.  There are varying surface preparation processes that are recommended, which vary with the surface such as existing coating, steel, wood or concrete and the condition of the surface such peeling or chalking coatings, fresh or old concrete, painted or bare wood, oiled or rusting steel, etc.   There are dozens of preparation methods from blasting and sanding, washing with soap, chemicals or acid to making repairs of the surface itself.  The selected methods are a function of the materials being used, the existing conditions and the environment.

 

Application:  It is important to apply coatings immediately after preparation so as to avoid contamination of the surface.  The grace period from preparation to coating will vary greatly with material and environment.   For example, freshly blasted steel in a marine environment will start to form a corrosive film almost immediately.  Whereas bare wood can be exposed to sunlight for up to two weeks before the sunlight causes photo-degradation of the wood, which must be sanded off to avoid adhesion issues.

Other considerations during the application process include access, weather conditions, including wind, precipitation, temperature and humidity, dust (natural or construction related), and the actual application methods such as brush, roller or spray.  Application method will be governed by the type of material and the type and condition of the substrate, as well as the environmental conditions.  It is important to achieve the specific millage in the  application and the specific dry film thickness.

In summary, once you have selected a color scheme for your project, it is important to understand there is an extensive amount of legwork to fully understand what and how coatings should be applied to your building to get the most out of your investment and to avoid costly defects.  A professional consultant with expertise in repairs and coatings can help guide this process and perform some simple field tests to identify the existing material type, moisture concerns and visible conditions to come up with the best long term specification for your investment.

WJP

The Falcon Group | Engineers, Architects & Reserve Specialists

www.falconengineering.com 

Miami ph: 305.663.1970 x509  West Palm Beach ph: 561.290.0504 

 

 

Tags: ,
Aruba Permit Services specializes in helping Building Owners with 40-year inspections.

Aruba Permit Services specializes in helping Building Owners with 40-year inspections.

Aruba Permit Services specializes in helping Building Owners with 40-year inspections.

 

The 40-year Building Safety Inspection Program was created in 2005 and has become effective throughout Broward and Miami-Dade Counties since January 2006. 

Aruba Permit Services specializes in helping Building Owners with 40-year inspections. We are partners with Aruba Construction who has been a Certified General Contractor since 1990 and has qualified Engineers available to handle inspections of any size building.

 

Building owners and property managers should consult with our structural engineers to have a proper inspection completed as their building nears 40 years of age.

[button link=”http://www.aruba-services.com/” size=”large” target=”_blank or _self” icon=”icon-cog” color=”green” ]Visit our Website[/button]

 

 

These inspections are for the conditions of the building that include:

·         Masonry Walls (concrete condition, exposed rebar, spalling)

·         Floors and Roof Systems (drains, scuppers, supports for A/C)

·         Steel Framing (corrosion, fireproofing)

·         Concrete Framing (cracks, exposed rebar)

·         Windows (general condition, seals, anchorage)

·         Wood Framing (connector condition, rotting, bearing deficiencies)

·         Exterior Finishes (stucco, soffit, veneer deficiencies)

·         Electrical (panels, wiring, breakers)

 

 

 

After inspections are completed, the Engineer supplies a formal inspection package to the City or the County as required by the Board of Rules and Appeals. These inspections are required 40 years after the building has been built, and every 10 years thereafter.

If deficiencies are found in the building, Aruba has the knowledge and the manpower to handle any repair. Permits will be pulled for the repairs. All work will be followed up by the engineer to assure compliance. Aruba Permit Services is licensed and insured. 

 

Aruba Permit Services is here for you:

Phone: (954) 786-7292
Email: info@aruba-services.com
Address: 1413 S. Powerline Road, Pompano Beach, FL 33069

Contact us Today for a Free Quote!

Tags: , , ,

WEBINAR: NAVIGATING THE FEDERAL FAIR HOUSING: ASSISTANCE ANIMAL OR PET by KBR Legal, Pompano Beach

WEBINAR: NAVIGATING THE FEDERAL FAIR HOUSING: ASSISTANCE ANIMAL OR PET by KBR Legal, Pompano Beach

  • Posted: Jul 20, 2020
  • By:
  • Comments: Comments Off on WEBINAR: NAVIGATING THE FEDERAL FAIR HOUSING: ASSISTANCE ANIMAL OR PET by KBR Legal, Pompano Beach

WEBINAR: NAVIGATING THE FEDERAL FAIR HOUSING: ASSISTANCE ANIMAL OR PET

WEBINAR Florida Register

WEBINAR: NAVIGATING THE FEDERAL FAIR HOUSING: ASSISTANCE ANIMAL OR PET Date/Time Date(s) – 2020-07-23 1:00 pm – 2:15 pm Location Pompano Beach Office Register HERE A one-hour CE credit course with credit available as IFM or ELE. Provider #: 0005092 | Course #: 9630144 Online bookings are not available for this event.

Tags: , , , ,
MAINTAINING ORDER: A DISCUSSION ON RULES & REGULATIONS, GOVERNING DOCUMENTS AND FINING IN COMMUNITY ASSOCIATIONS /by Katzman Chaldler / July 23rd

MAINTAINING ORDER: A DISCUSSION ON RULES & REGULATIONS, GOVERNING DOCUMENTS AND FINING IN COMMUNITY ASSOCIATIONS /by Katzman Chaldler / July 23rd

  • Posted: Jul 20, 2020
  • By:
  • Comments: Comments Off on MAINTAINING ORDER: A DISCUSSION ON RULES & REGULATIONS, GOVERNING DOCUMENTS AND FINING IN COMMUNITY ASSOCIATIONS /by Katzman Chaldler / July 23rd

MAINTAINING ORDER: A DISCUSSION ON RULES & REGULATIONS, GOVERNING DOCUMENTS AND FINING IN COMMUNITY ASSOCIATIONS

WEBINAR Florida Register

MAINTAINING ORDER: A DISCUSSION ON RULES & REGULATIONS, GOVERNING DOCUMENTS AND FINING IN COMMUNITY ASSOCIATIONS by Katzman Chandler Date: Thursday, July 23, 2020 Time: 12:00 pm – 2:00 pm Location: Online Event via, Zoom What are community association covenants and restrictions? What rules and regulations? How are they adopted and enforced? This course provides answers to these questions, as well as a primer on association governing documents, their order of priority and enforceability, and includes a review of fines and fining procedures. REGISTER NOW

Tags: , ,
Before you sign that Contract / Eric Glazer: 9:00 am – 9:45 am / July 22, 2020

Before you sign that Contract / Eric Glazer: 9:00 am – 9:45 am / July 22, 2020

  • Posted: Jul 20, 2020
  • By:
  • Comments: Comments Off on Before you sign that Contract / Eric Glazer: 9:00 am – 9:45 am / July 22, 2020

Before you sign that Contract / Eric Glazer: 9:00 am – 9:45 am / July 22, 2020

WEBINAR Florida Register

Take 4 different classes on the same day all from the comfort of home! July 22, 2020 Eric Glazer: 9:00 am – 9:45 am Before you sign that Contract To register click here. Like always……IT’S FREE. Let’s make the best of the cards we were dealt, and learn together on-line. In the mean time, our firm and all of the sponsors of the Condo Craze and HOAs radio show wish all of you and your families nothing but good health and good spirits. Hoping to see you (on my computer). Sincerely, Eric Glazer

Tags: , ,
Behind The Scenes Of Your Commercial Roof Anatomy with emergency roof repair. by PSI Roofing

Behind The Scenes Of Your Commercial Roof Anatomy with emergency roof repair. by PSI Roofing

  • Posted: Jul 20, 2020
  • By:
  • Comments: Comments Off on Behind The Scenes Of Your Commercial Roof Anatomy with emergency roof repair. by PSI Roofing

Behind The Scenes Of Your Commercial Roof Anatomy with emergency roof repair.

by PSI Roofing

We are in the Rainy Season in Florida, Water is not your Roofs Friend!

If your commercial property sustains enough damage in a short enough time to cause you to consider shuttering the doors, you have an emergency repair. This could mean:

  • Storm damage
  • A dangerous water leak
  • A problem that puts expensive inventory and equipment at risk

Bear in mind that an emergency roof repair may not be a finished job. Tarping and other temporary measures can stave off further damage. Your local commercial roofer will return with a full crew at a later date to complete a thorough repair. This could mean two invoices, or it could open an insurance claim that stretches across weeks.

If you knew about a problem last week and chose not to call for help, you already know the problem is not an emergency. And yet, are you a roofing expert? That small leak may be the first sign of more extensive failure, which brings us to our second idea.

Checklist

Some factors making a roof repair an emergency, other than seeing intense damage in a short time, include:

  • Widespread damage, as from winds or heavy rain
  • A high volume of water infiltration
  • Multiple leaks
  • Sudden appearance of mold or smell of mildew

If In Doubt

If you are unsure a roof problem is an emergency or just a routine repair, call your contractor. Let your roofer make the decision. That small leak that is only dampening insulation under the single-ply membrane could develop into widespread mold. It could rot wooden roof deck members. It could find its way inside the building envelope and drip on inventory or office equipment.

 

[AdSense-C]

 

Once you know a bit about commercial roof anatomy, you will realize you cannot wait when your flat roof “patient” is flatlining. You need to dispatch a commercial roofing partner to your roof, stat. 

Commercial Roof Anatomy

No two low-slope (flat) commercial roofs are exactly identical. Their surfaces can be finished in several ways:

  • Modified Bitumen (Mod-Bit) and Built-Up Roofing (BUR) — A tried-and true multi-ply system with granulated finishes applied hot or cold
  • TPO — Rubber laminated systems
  • PVC — PVC scrim systems
  • Liquid-applied membrane and coatings — Acrylic, urethane, silicone

Three other types of commercial roofing are available for steep-slope roofs:

  • Shingles
  • Metal Roofs, including flat seam and standing seam
  • Tiles

Basic roof structures are similar, and the vast majority of Florida commercial roofs are low-slope. Setting aside the steep-slope options, if we start at the top and dig down, we usually find:

  • The exposed roofing surface (one of the materials mentioned above)
  • Insulation (usually rigid sheets specially shaped to give the pitch)
  • Vapor Barrier (prevents moisture moving into and out of the building envelope)
  • Underlayment (additional waterproofing)
  • Roof Deck (steel, wood, concrete, plywood, oriented-strand board)
  • Steel or Wood Joists

Every layer represents centuries of trial-and-error improvements in building low-slope roofs.

Today we can install roofs that take Florida’s punishing weather, save energy costs, and last for decades with proper, professional maintenance.

Exposed Roofing Surface

The wide array of choices in surfacing your commercial roof makes close communication with your roofer essential. Your decision on a replacement roof depends on a lot of factors your roofer can explain:

  • Age of your existing roof
  • Ease of access
  • Available budget
  • Expected life span of the replacement
  • Scheduling
  • Noise and odor concerns

The best time to begin contemplating a reroof is long before your roof needs replacement. Enlist your commercial roofer for routine maintenance so the crews become familiar with your commercial roof anatomy. When you need to pick between TPO, BUR, or PVC, you can make the decision quickly and economically.

Every material has its pros and cons. Mod-Bit and BUR are among the oldest and least expensive but typically call for more roof maintenance and upkeep than TPO and PVC. PVC is a tough, long-lasting material that may be pricier than other choices at installation.

Liquid waterproofing coatings can extend the life of most roofs, but the coatings need to be compatible with the existing surface.

Your best advisor on a roofing surface — the skin of your commercial roof anatomy — is your local roofer.

Insulation

Large sheets of rigid board insulation form the layer that helps determine your roof’s slope and energy efficiency. Roof decks are built completely flat, but the shaped insulation provides adequate drainage to internal drains and parapet scuppers.

With deteriorating insulation, you will be ponding, slow drainage, and water infiltration.

Your commercial roofer specializes in dealing with this layer of commercial roof anatomy and can correct any compression or ponding issues before reroofing with the surface layer.

Vapor Barrier

As the American Institute of Architects (AIA) explains, most vapor barriers on commercial buildings are Class 1 vapor retarders. Vapor retarders slow the movement of both air and moisture into and out of your building.

This special layer of commercial roof anatomy saves money on energy costs, keeps the interior comfortable, and slows the rusting of steel joists and decking.

Underlayment

Underlayment can be synthetic or organic, but its main purpose is to inhibit moisture from reaching the roof deck. It is usually rolled out and can be either self-adhered chemically or physically attached with fasteners.

Roof Deck

Without the roof deck spanning the open spaces over the joists of your building, no roof could exist. A substantial, solid and structurally sound roof deck is essential. This layer of commercial roof anatomy forms the foundation for all the sheet and rolled goods applied atop it. It can be corrugated steel plates, poured concrete, wood timbers, plywood, or oriented-strand board (OSB).

If rust or rot infects your roof deck, you need your commercial roofer’s help immediately. Florida’s strong winds and heavy rains will punch holes right through a weak roof deck.

Steel or Wood Joists

Spanning the walls of your commercial building are the steel joists or, in some cases, wood beams or joists that hold up the roof and keep walls secure. Hurricane codes call for strong ties between walls and roofs, and those ties focus on these joists. Think of these joists as the skeleton holding your building together. Let your commercial roofer help you become familiar with your building’s commercial roof anatomy. Routine maintenance and roof repairs will pay off with cost-efficient, fast reroofing when the time is right. Neglecting a commercial roof could cost you your business. We have the prescription. Contact us at PSI Roofing today to keep your flat roof in good health.

 

[AdSense-A]

Tags: , ,
How Managing Properties Will Change After the COVID-19 Lockdown. By Concierge Plus

How Managing Properties Will Change After the COVID-19 Lockdown. By Concierge Plus

  • Posted: Jul 20, 2020
  • By:
  • Comments: Comments Off on How Managing Properties Will Change After the COVID-19 Lockdown. By Concierge Plus

How Managing Properties Will Change After the COVID-19 Lockdown

COVID-19 has reshaped the way that we approach many aspects of our lives, and in many cases, has redetermined how we view and manage our spaces, homes and properties. Given the increased attention to how a virus can spread through contact and surfaces, in the reopening process real estate professionals and property managers will have to determine how to ensure that properties are safe so that the virus cannot be easily spread. Below, we’ll discuss how managing properties will change after lockdown ends and we all begin to assimilate to a new sense of normalcy.

Regular Cleanings and Inspections

According to the CDC, guidelines for cleaning public spaces, schools, and businesses will drastically improve in the wake of COVID-19. For property managers, a proper supply of EPA approved disinfectants will be essential in combination with regular soap and water cleaning measures. All surfaces must be disinfected more regularly, as will smaller surfaces that people touch such as elevator buttons and keypads. Furthermore, property managers will have to make their cleaning procedures transparent to everyone who accesses the property, there will be demand from residents to know which measures are being put in place to protect them. Inspections will also increase to keep everyone accountable as the hysteria around the virus declines with time.

Socially Distanced or Remote Showings

For property managers with vacant units, they’ll still look to show the units through socially distanced as well as in-person showings. However, there will likely be instances where potential residents aren’t comfortable traveling to the new space, so remote showings, and virtual question and answer sessions can become more valuable than ever. There are many online platforms that can help property managers with remote showings as well as to streamline their communications with current residents.

Updated Eviction Policies

At present, the government has encouraged property managers to halt evictions as many Americans struggle both with their health and their finances. Thus, property managers will likely alter eviction policies going into the future to allow for emergency aid and consider how to provide relief with late fees on rent.

Increased Role of Technology

Technology has become of the utmost importance for realtors and property managers during COVID-19. As previously mentioned, it’s essential to become comfortable with navigating an online platform for showing and tours, as many potential residents will feel uncomfortable being in a space with others.

Mastery of an online platform will also aid in communication between residents and the manager, and workflows that help route requests to the right person on the team will help the manager navigate the increased number of concerns during this period. Discussion forums can also be leveraged to ensure the residents continue to have a sense of community as well as reach out about concerns with each other.

COVID-19 is going to change policy in every way, shape, and form, but that doesn’t mean the property managers should have to struggle. Through increased sanitation and disinfecting programs, updated eviction policies, and proper proactive use of technology, the role of a property manager will continue to evolve through the end of the lockdown and into the future.

Tags: ,
Essential Hurricane Preparedness Guidebook for Florida Community Associations by KatzmanChandler

Essential Hurricane Preparedness Guidebook for Florida Community Associations by KatzmanChandler

  • Posted: Jul 16, 2020
  • By:
  • Comments: Comments Off on Essential Hurricane Preparedness Guidebook for Florida Community Associations by KatzmanChandler

Essential Hurricane Preparedness Guidebook for Florida Community Associations

by KatzmanChandler

Anticipating an active 2020 Atlantic hurricane season, the Florida Community Association Law Firm of Katzman Chandler today released its annual “Hurricane Preparedness and Recovery Guide for Community Associations” to help Florida communities protect their properties and safeguard community residents during what experts say will be a significantly more active storm season.

The Hurricane Preparedness and Recovery Guide for Community Associations entitled, “READY… SET… RECOVER” is immediately available for download online at the Katzman Chandler website (www.KatzmanChandler.com). Community Association Coalition Leaders throughout the State may also request and obtain printed copies of “READY… SET… RECOVER” for distribution to their member Community Associations by contacting info@KatzmanChandler.com or by calling Toll Free 800-987-6518.

The National Oceanic and Atmospheric Administration, (NOAA) on May 22, 2020 announced its prediction of an above-average hurricane season with 13 to 19 named storms and 6 to 10 hurricanes – with 3 to 6 classified as “major” (Category 3, 4 or 5) hurricanes, with winds of 111 mph or greater. In 2005, the most active storm season in recorded history saw a total of 28 named storms, including 15 hurricanes – 7 classified as “major,” including hurricanes Katrina and Wilma, which caused extensive property destruction and devastation to the livelihoods of millions of Floridians. While a typical hurricane by itself is a formidable adversary, navigating both pre and post hurricane conditions during the COVID-19 pandemic may prove to be exponentially more complicated – making early and complete preparation more important than ever.

“Because insurance companies are in the money-making business and accordingly, are financially motivated to deny or underpay claims, it is vitally important that volunteer Boards obtain legal advice when both purchasing their coverage and filing claims,” said Leigh C. Katzman, Esq., Founding Partner, Katzman Chandler. “The days of trying to successfully go it alone against insurance giants and a system designed to underpay policy holders are truly over. The Florida Legislature in 2011 shortened the time frame to file a claim, supplemental claim or reopened claim from 5 years to 3 years making it even more crucial that boards be prepared to act quickly and decisively when disaster strikes.”

“READY… SET… RECOVER, specifically assists Community Associations and their Management professionals to identify areas of concern, and to properly and fully prepare before a disaster strikes,” said Mary Ann Chandler, Esq., Managing Partner, Katzman Chandler.

 

The Katzman Chandler Hurricane Preparedness and Recovery Guide for Community Associations is arranged into four (4) main sections for ease of use:

  • The first section, “An Ounce of Prevention…” addresses routine planning and preparedness measures that are recommended to be undertaken before, or at the latest, in the early weeks of Hurricane Season.
  • The second section, “The Calm Before the Storm…” addresses actions to be taken when a Tropical Storm, Hurricane Watch or Hurricane Warning is issued for your area.
  • The third section, “Triage and the Initial Road to Recovery…” addresses the immediate and continuing actions to be taken to repair and rebuild your Community in the aftermath of a storm.
  • The fourth and final section, “It’s Your Insurer’s Turn to Write the Check…” describes the insurance claim and recovery process.

 

 

Katzman Chandler is a Full Service Florida Law Firm devoted to all aspects of Community Association representation. We are truly “Committed to Community” and evidence this commitment each day through Passion, Experience and Technology. Our Passion is clear in our dedication to identifying unique solutions to issues and concerns affecting our Clients. Our Experience is evident in our ability to utilize our skills and knowledge to provide our Clients with the highest quality work product and out-of-the-box strategies in the most cost-efficient manner. However, our Passion and Experience come together in our unique use and leveraging of Technology. Our utilization of Technology allows us to provide our clients with state-of-the-art features and programs that complement superior legal representation, and are second to none.

Regardless of the size of your community, Katzman Chandler is dedicated to meeting your needs, achieving your goals and exceeding your expectations. Our services include General Corporate Representation, Delinquent Account Collection, Litigation, Covenant Enforcement, Document Amendment/Rewrite, Property Insurance Damage Claim Recovery, and Construction Defect Representation. Katzman Chandler can be reached by calling Toll Free 800-987-6518 or via email at info@KatzmanChandler.com. Information about the Law Firm can be requested through their website which can be found at www.KatzmanChandler.com.

 

“If there is a single downside to living under the Florida sun, it is the risk of a significant storm impacting our homes and way of life.”

However, in times of need, members of the Katzman Chandler family of clients can rest assured that their interests are represented by some of the best attorneys in the industry.

“READY… SET… RECOVER” is immediately available for download online at the Katzman Chandler website by clicking here.

by Leigh Katzman, ESQ., Katzman Chandler

 

 

Tags: , , ,